Cash Advance - Instant Cash

POSBPOSB

Cash When You Need It

Sometimes you need a little 'financial flexibility'. With Cash Advance you can ask us for any amount up to your available credit limit and we'll drop it right into your account.

Just Call 1800-111-1111

  • Press 1 for English or 2 for Mandarin.
  • Then press *0 to speak to our friendly Customer Service Officer (CSO).

Tell us

  • Your name and DBS Credit Card account number
  • The amount you want and your DBS/POSB account number you want the cash to be credited into

The CSO will process your request immediately and give you a reference number. If you can get your request in before 2pm on weekdays, the cash will be credited on the same day. If the request is after 2pm on weekdays, or on a Saturday, Sunday or public holidays, the cash will be credited in your account on the next working day.

More Ways To Get Cash

iBanking
Log in to iBanking to transfer funds from your credit card to any DBS, POSB or inter-bank account.

You can simply apply for Cash Advance conveniently in the comfort of your home via iBanking.
Check out other iBanking Services.

ATM
If you need cash now, just visit your nearest DBS or POSB ATM. You can withdraw money any time 24/7 - even when you're overseas using American Express, MasterCard/ Cirrus or Visa / PLUS ATMs. All you need is your credit card PIN.

Forgot your PIN or don't have one yet? Give us a call at 1800-111-1111.

Branches
You can get instant cash over the counter at any DBS or POSB branch. And when you are Overseas, just visit a bank displaying your card logo - American Express, Visa, or MasterCard.


Terms & Conditions

  • Cash-on-call is a cash advance by telephone
  • Cash advance withdrawals are pegged to your available credit limit
  • There is no minimum cash advance withdrawal amount
  • Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day
  • A 5% transaction fee or S$15, whichever is greater, applies for each cash advance transaction
  • Finance charge of 2% per month (effective interest rate 24% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)