Cash Advance - Instant Cash
At a Glance
Features & Benefits
When you need some extra cash to see you through an emergency, you can receive it in your account immediately via any of the channels below.
Apply now
Get instant cash anytime, anywhere
- Digibank: Simply login to get cash via FAST
- DBS/POSB ATMs in Singapore or overseas: using your credit card PIN
- Forgot your credit card PIN? Reset your card pin here.
- In person: Visit any overseas bank displaying your card logo (American Express®, Visa or MasterCard®)
Cash Advance Facility
As part of our scam prevention efforts, the Cash Advance function on your credit card(s) will be disabled by default. To enable your Cash Advance Facility, please follow the instructions on DBS Payment Controls here.
Terms & Conditions
- The Credit Card(s) Cash Advance limit is capped at S$5,000.
- There is no minimum cash advance withdrawal amount
- Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day
- A 8% transaction fee or S$15, whichever is greater, applies for each cash advance transaction
- Finance charge of effective interest rate 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)
Frequently Asked Questions
Why do the Bank need to introduce a cap to perform cash advance?
This is part of our scam prevention efforts to provide an additional layer of security to protect our customers’ funds.
How do I enable/disable my cash advance facility via digibank app?
Follow the step-by-step instructions under “Cash Advance Transactions (For Credit Card Only)” here.
Will the cash advance limit reset upon next billing cycle?
Are there other ways to get cash from my credit card?
You may consider POSB Balance Transfer or POSB Personal Loan. Click here to find out more about POSB Balance Transfer or POSB Personal Loan.
That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?