Debit Cards

HomeTeamNS-PAssion-POSB Debit Card

Exclusive HomeTeamNS and PAssion benefits with up to 2% cash rebate!

Earn up to 2% cash rebate on your spend and enjoy exclusive HomeTeamNS and PAssion membership benefits. Plus, get up to S$10 cashback* when you apply via digital channels and charge S$200 to your new HomeTeamNS-PAssion-POSB Debit Card.

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*Limited to the first 1,000 digital applications every month. Promotion is valid from 1 April 2017 to 31 December 2017. Click here for terms and conditions.

Product Details

More ways to earn cash rebate

Simply spend a min. of S$4001 on Mastercard® in a calendar month to qualify for:

  • 2% cash rebate2 on your local Mastercard contactless transactions
  • 1% cash rebate2 on online transactions
  • 0.3% cash rebate2 on all other retail transactions

1No minimum spend required for full time National Servicemen (NSF).
2Cash rebate will be credited to the Cardmember's Card account in the form of HomeTeamNS$ within 90 days of the following month and can be redeemed at all HomeTeamNS clubhouses and participating merchants. Other terms apply.


HomeTeamNS Benefits

  • Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios, Adventure Cove Waterpark, S.E.A. Aquarium & more

For more information on HomeTeamNS benefits, please visit


PAssion Benefits

  • Exclusive offers1 on the 10th day of every month where you can enjoy 1-for-1 passes to selected local attractions
  • 1% Cashback2 at Takashimaya Department Store and Takashimaya Square, B2
  • Earn 1.5X STAR$3 when you shop at participating CapitaMalls
  • Earn TapForMore points4 at Cold Storage, Market Place, Giant and Guardian Health & Beauty stores
  • Exclusive privileges4 at all Community Clubs and other PA outlets island wide
  • Complimentary National Library Board Partner Membership for 5 years5

1 Download DBS Lifestyle app or click here to find out more.
2 Valid from 1 May 2017 - 30 April 2018. Click here for full terms and conditions.
3 Activate your CAPITASTAR privilege at or CAPITASTAR Self-Service Kiosks at participating malls.
4 An activation period of 5 working days is required.
5 For Singaporeans and Singapore PRs only. Terms and conditions apply. An activation period of 5 working days is required.

For more information on PAssion benefits, please visit


Other Benefits

  • Dining and shopping privileges at over 3,000 merchants across HomeTeamNS, PAssion & POSB/DBS participating merchants
  • Enjoy contactless mode of payment with Mastercard contactless
  • Easy travel on buses, MRT/LRT and taxis with EZ-Link CEPAS
  • Pay for your purchases by using your PIN locally and overseas (e.g. NETS)
  • Sign for point-of-sale, online, phone and mail order transactions at Mastercard accepting merchants worldwide
Age16 years and above

Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card.

HomeTeamNS members comprise:

Ordinary Member:
All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).

Associate Member:
All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs.


  • To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months.
  • Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account.
  • For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.


Account Type

You will need to have one of the following accounts to apply for the card:

  • POSB Savings Account
  • DBS Savings Plus Account
  • DBS Autosave Account
  • DBS Current Account
Membership Fee  5 years: S$100
10 years: S$150


Get S$10 cashback when you apply now. Limited to the first 1,000 digital applications every month. Promotion is valid from 1 April 2017 to 31 December 2017.

Find out more

How to Apply

Apply now

Please note that you must be an existing HomeTeamNS membership and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.

  • If you do not have a bank account with us, please click here to open an account online or visit any of our branches.
  • If you do not have a HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses to sign up.

Note: For first-time HomeTeamNS membership sign up, proof of eligibility/supporting document is required to be presented. Upfront cash/NETS payment for the prevailing one-time membership fees (either 5-year term at S$100 or 10-year term at S$150) is required.

Click here for FAQ on HomeTeamNS-PAssion-POSB Debit Card.
Click here for important notes.

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