Debit Cards

HomeTeamNS-PAssion-POSB Debit Card

Exclusive HomeTeamNS and PAssion benefits with up to 2% cash rebate!

Earn up to 2% cash rebate on your spend and enjoy exclusive HomeTeamNS and PAssion membership benefits. Plus, get up to S$20 cashback^ when you apply via digital channels and charge S$100 to your new HomeTeamNS-PAssion-POSB Debit Card.

Apply nowDOP-icon

^Valid from 1 August till 31 January 2017, click here for terms and conditions.

Product Details

More ways to earn cash rebate on your HomeTeamNS-PAssion-POSB Debit Card!

Simply spend a min. of S$400^ on MasterCard® in a calendar month to qualify for:

  • 2% cash rebate* on your local MasterCard® contactless transactions;
  • 1% cash rebate* on online transactions; and
  • 0.3% cash rebate* on all other retail transactions

^No minimum spend required for full time National Servicemen (NSF).
*Cash rebate will be credited to the Cardmember's Card account in the form of HomeTeamNS$ within 90 days of the following month and can be redeemed at all HomeTeamNS clubhouses and participating merchants. Other terms apply.


HomeTeamNS Benefits

  • Access to 4 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios, Adventure Cove Waterpark, S.E.A. Aquarium & more

For more info on HomeTeamNS benefits, please visit


PAssion Benefits

  • Exclusive offers2 on the 10th day of every month where you can enjoy 1-for-1 passes to selected local attractions.
  • 1% Cashback3 at Takashimaya Department Store and Takashimaya Square, B2.
  • Earn 1.5X STAR$4 when you shop at participating CapitaMalls
  • Exclusive privileges5 at all Community Clubs and other PA outlets island wide
  • Complimentary National Library Board Partner Membership for 5 years5
  • Earn TapForMore points5 at Cold Storage, Market Place, Giant and Guardian Health & Beauty stores

2 Download DBS Lifestyle app or click here to find out more.
3 Click here for full terms and conditions, valid from 1 May 2016 to 30 April 2017.
4 For Singaporeans and Singapore PRs only. Terms and conditions apply. An activation period of 5 working days is required.
4 Activate your CAPITASTAR privilege at or CAPITASTAR Self-Service Kiosks at participating malls.
5 An activation period of 5 working days is required.

For more information PAssion benefits, please visit


Other Benefits

  • Dining and shopping privileges at over 3,000 merchants across HomeTeamNS, PAssion & POSB/DBS participating merchants
  • Enjoy contactless mode of payment with MasterCard Contactless
  • Easy travel on buses, MRT/LRT and taxis with EZ-Link CEPAS
  • Pay for your purchases by using your PIN locally and overseas (e.g. NETS)
  • Sign for point-of-sale, online, phone and mail order transactions at MasterCard® accepting merchants worldwide
Age16 years and above

Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card.

HomeTeamNS members comprise:

Ordinary Member:
All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).

Associate Member:
All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs.


  • To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months.
  • Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at $100 or 10-year term at $150) will be deducted from your designated bank account.
  • For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.
  • HomeTeamNS membership can be extend to family member but in term of HTNS PAssion Card Application we don’t allow family membership


Account Type

You will need to have one of the following accounts to apply for the card:

  • POSB Savings Account
  • DBS Savings Plus Account
  • DBS Autosave Account
  • DBS Current Account
Membership Fee  5 years: S$100
10 years: S$150


Get up to S$20 cashback when you apply now. Valid from 1 August 2016 to 31 January 2017.

Find out more

How to Apply

For existing POSB/DBS customer and HomeTeamNS member

    Apply now

  • SMS: HTNS<space>NRIC/Passport Number to 76060.
    Our Customer Services Officer will contact you within 3 working days to assist your application.



  • Visit any of our branches
  • Pick up the form from any of the 4 HomeTeamNS Clubhouses
    • HomeTeamNS Balestier
    • HomeTeamNS Bukit Batok
    • HomeTeamNS Sembawang
    • HomeTeamNS Chinatown

Note: For first-time HomeTeamNS membership sign up, proof of eligibility/supporting document is required to be presented. Upfront cash/nets payment for the prevailing one-time membership fees (either 5-year term at $100 or 10-year term at $150) is required.

FAQ on HomeTeamNS-PAssion-POSB Debit Card, click here.
Click here for important notes.

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