POSB Cashback Bonus

Master the secrets of Cashback Kung Fu

It's cashback with more kick. Earn up to S$140 a month, for the banking that you do, with no minimum account balance required.

"The more you practise, the more you prosper"

Earn cashback when you master 3 or more of these:

Salary Credit
0.3%

Capped at $20

Credit your salary to any POSB/DBS Deposit Account

  • Minimum S$2,500 via GIRO
  • Use transaction reference codes ‘SAL’ or ‘PAY’
  • Reflected as either ‘GIRO SALARY’ or SALARY’ in your Statement of Account

Email HR

Credit Card Spend
0.3%

Capped at $20

Spend with any POSB/DBS personal credit card(s)

  • No minimum monthly spend required
  • Monthly spend consists of retail/cash advance transactions posted within the 1st & last calendar day
  • Eligible transactions across main cards & supplementary cards are accorded to the main cardholder

Apply now

Home Loan Instalments
3%

Capped at $30

Apply for a POSB/DBS Home Loan or refinance with us

  • Monthly instalment(s) due on your home loan(s) with POSB/DBS will be recognised
  • Cash and CPF components included
  • Earn cashback on your existing mortgage, new or refinanced POSB/DBS Home Loan
  • Up to 3 joint borrowers can earn cashback from the full monthly instalment amount after signing up for POSB Cashback Bonus

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Insurance
3%

Capped at $30

Start Insuring with POSB/DBS

  • Purchase any of the following regular premium policies after joining POSB Cashback Bonus:
    • ManuProtect MoneyBack
    • ManuProtect Life
    • ManuProtect Term
    • ManuProtect Decreasing
    • ManuProtect Decreasing Lite
    • ReadyChoice
    • ReadyPayout Plus
    • Manulife SmartRetire
    • RetireReady
    • ManuRetire
    • ManuEdu First
    • Manulife ReadyIncome
    • ManuFlexi Growth
    • Manulife Global Medical
  • Monthly premium amount due on in-force policies past free-look/cancellation period will be recognised for the first 12 consecutive months
  • No minimum insurance premium required

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Investments
3%

Capped at $30

Start Investing with POSB/DBS

  • Valid for POSB Invest-Saver, Unit Trust Lump Sum Investments, and Unit Trust Regular Savings Plan purchased after joining POSB Cashback Bonus
  • The investment amount of your Unit Trust Lump Sum Investment will be recognised after your free-look/cancellation period
  • Monthly contribution amount for Unit Trust Regular Savings Plan and/or POSB Invest-Saver will be recognised for the first 12 consecutive contributions per investment fund
  • No minimum investment amount required

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"What level is your Cashback?"

Use our Calculator to uncover how much you can earn.

"The first step is
at your fingertips"

Apply now

New to iBanking? Get started

Masters need help too.

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"Questions lead to wisdom"

1. If I have a home loan with DBS, do I still qualify? Find out more

2. I only have 2 of the five categories. What can I do? Find out more

3. When will I get my cashback? Find out more

+ See more questions Find out more

Prefer to earn interest instead?

Get up to 2.68% p.a. with Multiplier.

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