Here is your opportunity to take control of your finances with a personal loan that comes with a low interest rate and up to 4 times1 your monthly income. And if your annual income is more than S$120,000, you could even get cash of up to 4X your monthly income or higher1
Fixed interest rates and easy application
Better control of your finances
Interest rate table for income earner of $30,000 per annum or more
Interest rate table for income earner of $20,000 to less than $30,000 per annum
Note: Minimum Loan Amount is S$3,000.
(These numbers are meant for illustrative purposes only and should not be taken to be a guarantee of the actual, future or likely figures)
1 DBS may grant such credit limit at its discretion, which may differ from what is requested
^ Applied interest rate.
# Effective interest rate (inclusive of 3% processing fee and 1% insurance fee)
* Lower interest rates are only applicable to applicants with annual income of S$30,000 or more and for loan approved with loan tenor of 3-5 years.
Processing fee of 3% and Insurance fee of 1% each will be deducted upfront from the approved loan amount
Please be informed that with immediate effect, the provision for disclosure of information in the terms and conditions governing each of the Bank's unsecured loans facilities has been revised to allow disclosure of information to any person or organisation involved in the sending or delivering of any communication to your last known address on our records. Communication will include all forms of direct mailers and advertisements (including messages printed on envelopes with DBS' name and logo).
POSB Loan Assist Terms and Conditions
Revision to POSB Loan Assist Terms and Conditions
Revision to POSB Loan Assist Late Payment Fee
Please be informed that with effect from 9th December 2012 the late payment fee relating to POSB Loan Assist will be revised from S$60 to S$80.