#Save1percent interest when you switch to POSB home loan

Plus, receive a cash gift of S$888 when you share this deal with your friends

HDB Home Loan

A quick comparison:

 POSB HDB LoanHDB Concessionary Loan
Interest Rates1.6% p.a.
Derived from Fixed Deposit
Home Rate(FHR9) + 1.35% p.a.
2.6% p.a.
Prevailing CPF rate of 2.5% + 0.1% p.a.
Commitment FeeNo fees payable if you prepay or pay off your loan early.
Monthly InstalmentPayable by CPF and/or Cash

For a limited period only!

  • Save 1% p.a.* on your home loan interest

    You currently pay 2.60% p.a. with HDB concessionary loan. With this deal, your interest rate will be FHR9 + 1.35% p.a. throughout. (all-in at 1.60% p.a.)

    Here's how much you could save in a year if you switch your HDB concessionary loan to us:

    Loan amountInterest savings with DBS HDB loan at 1.60% p.a.

    HDB concessionary loan is currently at 2.60% p.a.
    Interest savings are estimated based on 1.60% p.a. interest rate for a 25-year loan.

  • No legal and valuation fee payable. We will settle these for you.
  • Flexibility to pay down your loan anytime.

To receive S$888 cash gift,

  1. Switch your home loan to us
  2. Share your experience on this #save1percent deal with your friends on Facebook or Instagram

Apply Now

Terms and Conditions

  • Valid for new loan for HDB residential properties applied directly to us.
  • The S$888 cash gift is applicable if you share this deal via social media before signing your loan. It is non-exchangeable, non-transferable and non-replaceable.
  • Rates indicated are subject to change without prior notice. FHR9 refers to DBS Bank's prevailing 9 months Singapore Dollar fixed deposit rate for amounts between S$1,000 and S$9,999 or such other sum as we may specify.
  • DBS may change these terms or suspend or terminate the promotion without giving any notice.
  • You consent to our collection, use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.

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