50 Plus - Personal Finance Products & Services

Tell Me About 50+

Choose from our range of products and services that will help you to manage your finances. At POSB, you can transact with ease, save with convenience, protect with the suitable insurance policies, and grow your wealth to serve you well in your golden years. If you have questions, remember, you can always drop by for a chat.



The perfect companion for you to pursue health, wealth and an active lifestyle.

Jointly brought to you by POSB and Council for Third Age (C3A), the ACTIVE Card is a debit card that gives you 0.3% cashback each time you sign for your local purchases. You can also withdraw cash at over 900 POSB/DBS ATMs island-wide and more than 900,000 MasterCard/Cirrus ATMs worldwide. In addition, there is no lost/stolen card liability, giving you a total peace of mind when you shop.

Learn more about the ACTIVE card here


50-Plus MySavings Account

Save for yourself or your loved ones through 50-Plus MySavings Account, in a regular but flexible way. Open a 50-Plus Account with your grandchild and receive a limited-edition gift set^. To find out more please click here

S$ Fixed Deposit*

Enjoy preferential interest rate on your S$ Fixed Deposit for amount between S$10,000 and S$49,999. What's special about this Fixed Deposit is that the rate^ is tiered according to your age, i.e. the higher your age, the higher your interest rate.



Maximise your disability cover with MyCare - MyCare is a Medisave-approved ElderShield supplement that will transform your ElderShield cover into a lifetime of higher benefits payouts, with premiums that do not increase with age. To find out more please click here


Protect against any unforeseen health crises - MyShield is a MediSsave medical expenses insurance plan that can be purchased using CPF Medisave. To find out more please click here

50-Plus Care

Whatever your lifestyle, enjoy it with peace of mind - 50-Plus Care is a comprehensive Personal Accident Plan with up to 11 benefits and total coverage of more than S$100,000. To find out more please click here


Unit Trusts

Enjoy an additional 0.25% discount off your sales charge** on selected unit trust when you invest at least S$10,000 using cash or Supplementary Retirement Scheme (SRS)


Special Tuesdays

Enjoy special privileges every Tuesday. For the first 3 hours, there's a counter dedicated for you, plus complimentary snacks and drinks.

POSB Learning Workshop

Learn more about internet banking, insurance and investments for free. Click here to find out more.

Promotion valid for a limited period only. One gift set per account opened, While stocks last.

* For S$ Fixed Deposit of 6-month to 12-month, 18-month and 24-month tenors.

^ The Preferential FD rates are 0.10%p.a. above board rates for customers 45 to 59 years old, and 0.125%p.a. above board rates for customers 60 years old and above. The placement amount is capped at $49,999 per customer per day, for tenors 6 months and above.

** Unit Trust Not valid in conjunction with other offers and we reserve the right to amend the terms and conditions of this offer without notice to you.