Apply for a New Card If you are new to POSB/DBS Bank, you can apply for a credit card with us
online. For existing customers, application can be made easily via iBanking.
Eligibility for Credit Card Application To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Pay Credit Card Bills There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your POSB/DBS Credit Cards is via
Credit Card Payment Due Date Due date for payment is generally 20 days after the statement date, after which late fees and finance/interest charges may be incurred.
Payment Cut Off Times For immediate processing of your Credit Card Payment, use
iBanking. You can refer to the cut-off time table in this article for the processing time of other channels.
Apply for Mobile Wallet Add credit, debit or store cards and use Apple, Samsung or Android Pay to make purchases easily and securely from your Smart Phones.
Report Lost or Stolen Card If your card is Lost or Stolen, report it by contacting us immediately at 1800 339 6963 or (65) 6339 6963 from overseas.
Change Card PIN You can change your Card PIN at any of our POSB/DBS ATMs and Video Teller Machine (VTM).
Annual Fee Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer!
Late Fee Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charge Finance charge is calculated daily from the date your transaction(s) until full payment is received, subject to a minimum fee of S$2.50.
Cash Advance Fee Cash Advance Fee of 6% will be levied on the amount withdrawn per transaction, subject to a minimum of S$15 per transaction.
Over Limit Fee An over limit fee of S$40 will be charged if your card's total outstanding balance exceeds its credit limit.
Returned Cheque/GIRO Fee A fee of S$20 will be charged for every returned cheque, and S$30 for every returned GIRO payment.
Overseas Card Transaction Fees Transactions made overseas or through an overseas based online merchant will incur up to 3.25% foreign transaction fee.
Declined Transactions Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.