S$ Deposit Accounts

Select Type of Deposit Accounts

My Account

Deposit Amount Rates (% p.a.)
First $10,000 0.050
Next $90,000 0.050
Next $250,000 0.050
Next $650,000 0.050
Remaining balance above $1,000,000 0.050

Click here to find out more on the 12 foreign currencies interest rates applicable to My Account.

eMySavings Account / MySavings Account

Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$50 - $290 0.050
$300 - $790 0.200
$800 - $1,490 0.250
$1,500 - $3,000 0.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount

POSB Save As You Earn (SAYE)

Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$50 - $290 0.050
$300 - $790 0.200
$800 - $1,490 0.250
$1,500 - $3,000 0.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050
^ Cash Gift Interest
^ Cash Gift Interest for 24 months on your monthly savings in POSB SAYE Account when you credit your monthly salary to the linked debiting account. If withdrawal is performed, all past months accumulated 3.5% Cash Gift Interest amount will be forfeited. Terms and Conditions apply.
3.500

Interest rate is based on the Monthly Savings Amount

Note: Cash Gift Interest earned prior to 1 November 2022 remain at 2.0% p.a.

POSB Smiley Child Development Account (CDA)

Balances Interest Rates (% p.a.)
First $10,000 1.00
Next $40,000 2.00
Above $50,000 0.05

Rates are subject to change without prior notice

Unable to find the account(s) that you are looking for? Click here for more information. Please note that we have ceased new applications for Deposit Accounts that are not listed above.