Debit Cards

PAssion POSB Debit Card

For Everything Singaporean, enjoy FREE 5-year PAssion membership and 1-for-1 tickets on the 10th day of every month.

No other card comes close to letting you enjoy everything Singaporean whenever you want.

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Effective 1 July 2017, the 0.3% Cashback benefit will be discontinued for PAssion POSB Debit Card. Please visit this page again for further updates soon.

Product Details

Exclusive offers on the 10th day of every month

  • Enjoy 1-for-1 passes to selected local attractions.
  • Download DBS Lifestyle app or click here to find out more.

1% cashback at Takashimaya Department Store and Takashimaya Square, B2#. Plus, 0.3% cashback1 on all your local Mastercard® spend.

#Click here for full terms and conditions.

Earn TapForMore points at Cold Storage, Giant and Guardian Health & Beauty stores to offset your next purchase. Every $1 purchase is equivalent to 1 point. No minimum purchase required.

Effective 21 April 2017, the POSB GO!, POSB Active, POSB Multitude and DBS MoneySmart Debit Cards will be discontinued. Successful activation of your new PAssion POSB Debit Card will automatically terminate the mentioned card(s), if any, and the account linkages will be transferred to your new PAssion POSB Debit Card.

PAssion POSB Debit Card2

POSB Chip ATM Card

PAssion Card
PAssion POSB Debit Card Benefits
1-for-1 entry to selected local attractions
POSB Benefits
Withdraw cash in Singapore and worldwide3
Earn 0.3% cashback1 for local purchases made with Mastercard
Dining and shopping privileges at over 1,500 POSB/DBS participating merchants
Pay for your purchases by using your PIN locally and overseas (e.g. NETS)
Sign for point-of-sale, online, phone and mail order transactions at Mastercard accepting merchants worldwide
Enjoy contactless mode of payment with Mastercard Contactless
Easy travel on buses, MRT/LRT and taxis with EZ-Link CEPAS
PAssion Membership4 Benefits
Earn TapForMore points at Cold Storage, Giant and Guardian Health & Beauty Stores
Enjoy 50% more STAR$® when you shop at participating CapitaLand Malls5
Exclusive privileges at all Community Clubs & other PA outlets islandwide, and further 2% off members' rates when you pay with your Cards at all CCs or online
Discount at over 1,000 PAssion Merchant outlets
Complimentary National Library Board Partner Membership for 5 years6

1Valid till 30 June 2017. Cashback is only available for Mastercard® retail transactions made in Singapore with a minimum spend of S$500 per quarter. Cashback earned is capped at S$100 per customer per quarter. 0.3% cashback is calculated based on spend amount on transaction date. Cashback earned for the current quarter’s transactions (e.g. January to March) will be credited in the following month (i.e. April) to the primary account linked to your Card and reflected in your monthly Debit Card/bank account statement (i.e. May). Cashback is not available for NETS purchases, interest, AXS and SAM transactions, bill payment, cash withdrawals, fund transfer transactions, and all fees charged by DBS. DBS reserves the right to claw-back the cashback amount without prior notice if it reasonably determines that the customer is not eligible for the cashback, including where the cashback was awarded due to an error, the transaction is cancelled or the transaction is not a retail spend. If the Card and/or primary account is terminated at any time, for any reason, whether by the Cardmember or DBS, any cashback earned will not be credited to the Cardmember’s account. Debit Card Agreement and Terms and Conditions Governing Accounts apply.

2Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, Mastercard® Contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS Debit Card Agreement applies. For a copy of the DBS Debit Card Agreement, please visit here.

3It is recommended that you set the magnetic stripe on your Card(s) to disallow overseas use when you are in Singapore because the risk of unauthorised transactions occurring on the Card is higher when the magnetic stripe is enabled for overseas use, as the magnetic stripe data can be easily copied.

4Please allow a processing period of 5 working days from card issuance date.

5Activate your CAPITASTAR privilege at or CAPITASTAR Self-Service Kiosks at participating malls today.

6For Singaporeans and Singapore PRs only. Terms and conditions apply.

For any information related to PAssion, please visit the official website at

Click here for important notes.
Click here for the DBS/POSB Debit Card Cashback Programme full Terms and Conditions.


  • You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.
  • Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record.

Card Usage Limits:

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

Useful Links:

Click here for other Card Enquiries.

For more information, call 1800 339 6666 (Singapore) or +65 6339 6666 (Overseas).



16 – 17 years old:

18 – 59 years old:

60 years old and above:

5-year PAssion Membership Fees




Fee Waiver

Currently waived

Enjoy Free 5-year PAssion membership when you apply now.

Plus, enjoy additional S$10 cashback^ when you apply via digital channels and charge S$200 to your card within 1 month of card approval date.

^Limited to the first 1,000 digital applications every month. Promotion is valid from 1 April 2017 to 31 December 2017. Click here for terms and conditions.

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How does my PAssion POSB Debit Card Work?

This PAssion POSB Debit Card can be used at ATMs and for PIN-based transactions at selected merchants in Singapore and at Maestro or Cirrus enabled merchants overseas. It also allows you to sign for local and overseas purchases and perform contactless payment via Mastercard® Contactless, card-not-present transactions (such as online, mail and phone orders), which shall be paid for by directly deducting the transaction amount(s) from your bank account.

Your Mastercard® Debit Limit for signature-based, Mastercard® Contactless and card-not-present transactions is set at S$2,000. A Debit Card carries risks of unauthorized signature-based, Mastercard® Contactless™ or card-not-present transactions. You may choose to increase/decrease this limit upon activation.

Are there any limits on how much I can spend with my PAssion POSB Debit Card?

The default daily spending limit for PIN-based transactions (NETS) is S$5,000. The default daily withdrawal limit at ATMs is S$3,000.

The shared Mastercard® Debit limit for the following is set at S$2,000.

  • Signature-based transactions
  • Contactless payment with Mastercard® Contactless
  • Online payments
  • Mail orders
  • Phone orders
You may choose to increase/decrease the Mastercard Debit Limit# upon Card Activation via iBanking or your nearest POSB branch

#Limit is shared between signature-based transactions, contactless payment with Mastercard® Contactless/Visa payWave and card-not-present (such as online, phone and mail orders) transactions. The limit on the card is subject to your available bank balance, whichever is lower.


What should I do if my Card is lost, stolen or if my PIN has been compromised?

Please notify us immediately by calling 1800 111 1111 (from Singapore) or +65 6327 2265 (International).

  • Please make a police report and provide us with a copy of the report and in certain circumstances accompanied by written confirmation of the loss/ theft/ disclosure and any other information that we may require.
  • Once we establish, with your assistance, that the loss or theft of your Card or PIN compromise was not due to your fault or negligence, your liability for unauthorised transactions effected after such loss, theft or unauthorised disclosure but before we are notified thereof shall be limited to S$100.
  • You will not be liable for any transactions carried out after you have notified us.
  • We will refund the amounts deducted from your bank account for unauthorised transactions, in excess of the applicable liability cap, within 14 working days from the time you submit all the necessary information to us.

Is there a membership fee?

The 5-year PAssion Membership fee is currently waived.

When will my PAssion membership be activated?

Your PAssion membership will be activated 5 working days upon the approval of the PAssion POSB Debit Card. Upon activation of your PAssion membership, you will be able to enjoy PAssion privileges such as the TapForMore Rewards Programme, National Library Board Premium Membership and discounts at Community Clubs.

How does EZ-Reload work?

Use it as an ez-link card to pay for your daily transport, as well as for parking at over 400 CEPAS-enabled carparks islandwide. To use the ez-link facility, simply top-up the ez-link purse on your Card. Click here to sign-up for EZ-Reload.

Can I apply for a supplementary Card?

Supplementary Card is not applicable to the PAssion POSB Debit Card.

If I am currently an existing PAssion Cardholder, can I still apply for the PAssion POSB Card?

Yes, you can. Your existing PAssion Card Membership will be terminated once your application for the PAssion POSB Debit Card is approved.  A new lease of 5-years membership will commence with the PAssion POSB Debit Card.

Will the TapForMore Programme in my existing PAssion Card be transferred to the new PAssion POSB Card?

Yes, it will be transferred within 5 working days upon approval of the new PAssion POSB Card.

What is Mastercard® Contactless?

Mastercard® Contactless is a contactless payment method for purchases of S$100 and below at all Mastercard® contactless point-of-sale readers. Simply hold your PAssion POSB Debit Card on the contactless reader to pay for your purchases.

Will I need to activate Mastercard® Contactless when I receive the Card?

For Cards instantly issued from the branch, you can start using Mastercard® Contactless™ for your purchases immediately.

For Cards received via mail, you will need to activate your Card using iBanking or at an ATM before you can start using Mastercard® Contactless for your purchases

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