Features & Benefits

As you may know, cancer is the leading cause of death in Singapore, with breast cancer as one of the common diseases among women. From the point of diagnosis to the treatment that follows, fighting cancer can be extremely costly.

With Woman's Care, a critical illness insurance plan underwritten by MSIG Insurance, you won't be caught off-guard by the high medical costs. It offers a one-time lump sum payout in addition to your regular health insurance plans giving you extra financial help when you most need it, so you can focus on getting your health back on track.

  • Coverage of up to S$45,000*
  • Covers most Female Cancers as well as Major Cancers such as leukemia, lymphoma, and sarcoma cancer^
  • Provides a one-time lump sum payout, for Female Cancer or Major Cancer. This payout is on top of your existing health insurance plans
  • Premium starts from S$0.25 a day for Classic Plan
Types of Cancer^Premier PlanClassic Plan
1. Female Cancer restricted to the following sites:
  • Breast
  • Cervix
  • Uterus
  • Fallopian Tubes
  • Vulva / Vagina
  • Ovary
S$45,000 S$25,000
2. Major Cancer S$36,000 S$20,000

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* Applicable to Premier Plan
^ Please refer to the policy wordings for the complete list and definition of Female Cancer and Major Cancer, as well as the exclusions, waiting period and survival period.

 

Premium

Choose from two plan types with affordable premiums.

 Annual Premium
Age BandPremier PlanClassic Plan
18-30 S$109.20 S$91.20
31-35 S$147.00 S$122.40
36-40 S$198.96 S$167.40
41-45 S$264.00 S$221.40
46-50 S$407.04 S$340.20
51-55 S$474.96 S$397.19
56-60 S$573.00 S$479.40
61-65 (Renewals only) S$693.00 S$580.20

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The premium is inclusive of 7% GST.

The premium payable is based on the Insured’s current age and will increase when the Insured enters the next age band at each policy renewal.

MSIG Insurance reserves the right to vary the premium payable at each renewal and will notify you of any changes at least thirty (30) days before the renewal date.

 

Frequently Asked Questions

It is a critical illness insurance plan which provides a lump sum payment to the insured in the event of a diagnosis of a Female Cancer or Major Cancer.


This Policy is designed exclusively for DBS/POSB female customers (including foreigners) who are aged between 18 and below 60 and residing in Singapore.


It covers Cancer of the breast and Cancer of the female reproductive organs - Cervix, Uterus, Fallopian Tube, Vulva/Vagina, Ovary. Please refer to the Woman's Care Insurance Policy for the complete list and definition of Female Cancer.


A malignant tumour positively diagnosed with histological confirmation and characterized by the uncontrolled growth of malignant cells with invasion and destruction of normal tissue. Please refer to Policy wordings for more details on Major Cancer and its exclusions.


The benefit amount will be paid to the Insured according to the terms, conditions and exceptions of this policy upon the first diagnosis of any of the Cancer covered during the period of insurance.


No, your Policy will be terminated upon payment of either one of the benefits.


Waiting period is the period of time from the commencement date, or the reinstatement date, whichever is later for the Insured where no claim can be made in respect of any cancer diagnosed within the applicable waiting period.


Yes, there's a 90 days waiting period from the commencement date, or the reinstatement date, whichever is later for that Insured.


Survival period is the period of time for which an insured must survive from the first diagnosis of Cancer before a claim can be made.


Yes, there's a 30 days survival period.


Each individual can only purchase one policy.


No, pre-existing conditions are not covered under the policy.
Pre-existing condition means any illness, condition or symptom which:

  • treatment, medication, advice or diagnosis has been sought or received or was foreseeable,
  • presented signs, symptoms that the insured was aware or reasonably have been aware, originated or existed, would cause an ordinarily prudent person to seek diagnosis, care or test; prior to the commencement date of the policy.

Premiums for Woman's Care are age banded. When you move from one age band to the next, there will be a subsequent increase in premium.


No. As long as you pay the premium and observe the terms and conditions of your Policy, it will be renewed automatically each year. No renewal advice will be issued.


The Policy will terminate and your cover under this Policy will cease immediately upon:

  • non-payment of premium by due date
  • a single payment of either Female Cancer or Major Cancer
  • the expiry of the policy year in which you attain sixty-five (65) years old
  • at the time of your death

whichever first occurs.


Yes, either you or MSIG can cancel the Policy by giving the other party 30 days' notice in writing. If you cancel the Policy, you will receive a pro-rated refund of premium paid from the date of cancellation provided no claim has arisen and the amount refundable is more than S$10.


Please notify MSIG in writing of any event giving rise or likely to give rise to a claim under the Policy as soon as possible but in any case within 30 days of the diagnosis of cancer. You will need to complete a claim form and provide all information, evidence or supporting documents e.g. receipts, medical certificates or reports at your own expense, which MSIG may require to assess your claim.


Please contact MSIG customer service hotline at 6827 7607 (Mon – Fri, 8.45am – 5.30pm) or email your questions to banca_d@sg.msig-asia.com.

 

Contact Us

  • Call MSIG Hotline at 6827 7607 (Monday to Friday, 8.45am to 5.30pm)
  • Click here to send us your Woman’s Care enquiry.

Please refer to the policy wordings for the full details of the terms, conditions and exclusions of this insurance.

Click here for full Terms and Conditions Governing Purchase of Insurance Products from MSIG Insurance via the POSB website.

Disclaimers

Woman's Care is underwritten by MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Insurance") and distributed by DBS Bank Ltd ("DBS"). It is not an obligation of, deposit in or guaranteed by DBS. You'll find the precise terms, conditions and exclusions of this plan in the policy contract. What you read here is for general information only and is not a contract of insurance and has not been tailored to your specific investment objectives, financial information and particular needs. You should consider carefully if you are intending to switch accident & health policies, as this might be detrimental to your current and/or future needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this policy. In the event that you choose not to seek advice, you should carefully consider whether the policy is suitable for you.

You have a free look period of 14 business days from the date you receive the Policy. If you decide to cancel the Policy within these 14 days, please inform MSIG Insurance in writing and they will cancel the Policy from its start date and refund in full premium paid provided no claim has arisen.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). For more information on the scheme, please visit the General Insurance Association or SDIC websites.

 

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