500Please enter only a-z,A-Z,0-9,@!>$&-()',./
At a Glance
Covers all stages of cancer, even early stages, up to age 75
Protection coverage for cancer benefit up to S$150,000 depending on your needs
Apply online. Just answer 1 simple question, no health check-ups required
CancerCare is applicable for all Singapore Citizens, Singapore Permanent Residents and those residing in Singapore between 18 to 60 years old.
CancerCare protects you against significant financial costs of cancer treatment with 100% payout at any stage. It also provides coverage in the event of death.
Features & Benefits
- Covers all stages of cancer up to age 75. Receive a cancer benefit2 of up to S$150,000 if the life insured is diagnosed with any stage of cancer, including early stage cancer.
- Independent cover for death. Receive a death benefit3 of up to S$30,000 in the event of the life insured’s death.
- Guaranteed renewable every five years. CancerCare is available for applicants aged 18-60 years old, while the policy is guaranteed renewable without evidence of health required until the age of 70. Monthly premiums will increase based on the policyholder’s attained age each time the policy is automatically renewed.
- Easy application. No health check-ups are required and you can apply online.
- Cover to suit your needs. There are three different plans available—Headstart, Essential and Advantage—offering coverage from $$50,000 to S$150,000 for cancer diagnosis and from S$10,000 to S$30,000 in the event of death.
Find out more about the features and exclusions of this policy.
How it works
Here’s how CancerCare helps John to cope financially with the cost of cancer treatment:
John bought a CancerCare Advantage plan at age 40, paying monthly premiums of S$43.124.
Total premiums paid after 4 years: S$2,069.76
At age 44, John was unfortunately diagnosed with early stage cancer and his cancer benefit payout would be S$150,000.
Features in detail
|Payout for cancer diagnosis (SGD)|| |
Payout in the event of death (SGD)
Here’s how much the monthly premiums are for the first 5 years (premiums will be revised after 5 years based on attained age at the start of each renewal). You may refer to Policy Illustration in Product Documents during the application for the renewable premium amount over the policy term.
Monthly premiums (SGD)
How to apply for CancerCare
Your details are pre-filled when you apply on digibank
Talk to our Wealth Planning Managers
Protect yourself so that you don’t have to worry about unforeseen circumstances, while you deal with inflation. Interested to find out about other ways to cope with inflation?
Get more Benefits
Earn bonus interest on your Multiplier Account with all Manulife protection or endowment plans distributed by POSB. Find out more.
- No minimum regular or single premium amount
- Pay with cash or SRS^
- Earn bonus interest for 12 months consecutively
^Selected policies only
Frequently Asked Questions
|Early Stage Cancer||Intermediate Stage Cancer||Advanced Stage Cancer*|
|Carcinoma in situ
Early Prostate Cancer
Early Thyroid Cancer
Carcinoma in situ of Specified Organs treated with Radical Surgery
Early Bladder Cancer
*Please refer to the Sample Policy Contract for the precise terms, conditions and exclusions.
If the policyholder is diagnosed with cancer and then dies, are both the cancer benefit and death benefit paid out?
No, this product does not have cash value or surrender value as it is a pure protection plan. You may write in to firstname.lastname@example.org to terminate your policy.
Refer to the Frequently Asked Questions for more details.
1This premium amount is calculated based on a male aged 18 and will be revised after 5 years based on attained age at the start of each renewal.
2We will not pay the cancer benefit if: the life insured did not survive for at least 7 days from the date of diagnosis of a cancer; the date of diagnosis of a cancer is within 90 days from the policy issue date or the date of reinstatement of this policy, whichever is later; if the life insured has contracted HIV, AIDS or any AIDS-related condition; or if cancer was pre-existing.
3We will not pay the death benefit if: the life insured dies from suicide or due to a pre-existing condition within one year of the policy issue date or the effective date of the most recent reinstatement of the policy, whichever is later. We will refund all premiums paid without interest and less any medical or other expenses we have paid in connection with the policy.
4The premium amount is calculated based on a male aged 40. Please refer to the Product Documents for the Policy Illustration and Product Summary.
The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.
In Collaboration with Manulife
CancerCare is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Information is correct as at 14 July 2019.
POSB Insurance Important Notes