Protection Plans

ManuProtect Life - Up to 3 times coverage

Boost your protection coverage with up to 3 times1 your selected Sum Insured.

ManuProtect Life

Now you can give your family and loved ones the assurance they deserve. ManuProtect Life enhances your protection with higher coverage of up to 3 times(3X)1 the Sum Insured – ensuring their future is in good hands.


  • Protection coverage of up to 3X1 the Sum Insured as the Minimum Protection Benefit (MPB)
  • Enjoy cash value accumulation from the end of the 3rd policy year onwards
  • Choose to pay premiums to age 99 or limit your premium commitment terms to 10, 15, 20 or 25 years

Add on for wider coverage (Supplementary)

  • Critical Illness
  • Payor Premium Waiver
  • Personal Accident

This plan can help you with these possible needs:

  • Protect myself
  • Protect my assets
  • Total and permanent disability protection
  • Protect my income
  • Critical illness cover

How to Apply

1 Choice of Minimum Protection Benefit (MPB) factors of 1X, 2X or 3X the Sum Insured for all eligible entry ages from 15 days old up to 60 years. The maximum entry age will vary with the selected premium payment term.
The MPB factor must be selected at application and cannot be changed by the Policy Owner thereafter. Where the MPB factor chosen is 2X or 3X the Sum Insured, Life Insured enjoys higher guaranteed coverage for Total Permanent Disability (TPD) up till the Policy Anniversary immediately after the 65th birthday of the Life Insured and for death and Terminal Illness up till age 70. After age 70, the policy pays the Sum Insured plus any non-guaranteed bonuses less any amount owing to Manulife.
For TPD, guaranteed coverage is only up till the Policy Anniversary immediately after the 65th birthday of the Life Insured.

Information is correct as at 11 April 2016.

Important Notes

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