With an eMSA+, you'll receive a base interest on your account balance and an additional savings reward¹ on your monthly saving amount.
| Monthly Saving Amount | Base interest rate |
| S$800 - S$5,000 | 0.25% p.a.² |
| Savings reward¹ | |
| 1 Jul 2013 onwards | 1.5% p.a. |
¹ Click here for Terms and Conditions Governing Accounts.
² You will earn 0.05% p.a. if there's an unsuccessful crediting of your monthly savings amount, withdrawal made or your account is closed during the month.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000
in aggregate per depositor per Scheme member by law.
