Why take a POSB Home Loan?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.8% p.a. on your savings with Multiplier account
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now
 

Interest Rates

Apply for a POSB Home Loan online, anytime, anywhere. Enjoy attractive fixed and floating rates today!

This is only valid for completed residential private properties in Singapore with minimum loan amount of S$100,000.

Floating Rate Package with 2-Year Lock-in

Year 1: Year 2: Year 3:
FHR8 + 1.13% p.a. FHR8 + 1.13% p.a. FHR8 + 1.13% p.a.
Year 4: Year 5: Thereafter :
FHR8 + 1.13% p.a. FHR8 + 1.13% p.a. FHR8 + 1.13% p.a.

1+1 Fixed Rate Package

Enjoy a free conversion to any prevailing loan packages during Year 2 of your loan.

Year 1: Year 2: Year 3:
2.38% p.a. 2.38% p.a. / any prevailing loan package FHR8 + 1.43% p.a.
Year 4: Year 5: Thereafter:
FHR8 + 1.43% p.a. FHR8 + 1.43% p.a. . FHR8 + 1.43% p.a.

FHR8 refers to POSB Bank's prevailing 8 months Singapore Dollar fixed deposit rate for amounts between S$1,000 and S$9,999 or such other sum as we may specify. It is currently 0.950% p.a.

Learn more

To view other home loan packages available, click here.

 

5 Simple Steps to your Dream Home

 

Download our detailed step-by-step guide to getting your dream home.

Download PDF Resale Flat
Download PDF BTO Flat
 

Some Handy Tips and Tools

Mortgage Affordability Calculator

Find the maximum home loan amount you can borrow.

Calculate

Home Loan Repayment Calculator

Figure out your monthly instalment.

Calculate

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are
 
Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website.
Your property type is
The purchase will be made:
Your current loan is:
You are looking to:


 

Related

Thank you. Your feedback will help us serve you better.

Was this information useful?

That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?
Enter only letters, numbers or @!$&-/()',.