Why refinance with DBS?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.8% p.a on your savings with the Multiplier account
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now
 

Interest Rates

Apply for a POSB Home Loan online, anytime, anywhere. Enjoy attractive fixed and floating rates today!

This is only valid for completed residential private properties in Singapore with minimum loan amount of S$100,000.

2 Year Fixed Rate Package (Online Exclusive)

Year 1: Year 2: Year 3:
2.05% p.a. 2.05% p.a. FHR8 + 1.10% p.a.
Thereafter:
FHR8 + 1.10% p.a.

Floating Rate Package with 1-Year Lock-in

Year 1: Year 2: Year 3:
FHR8 + 1.13% p.a. FHR8 + 1.13% p.a. FHR8 + 1.13% p.a.
Thereafter :
FHR8 + 1.13% p.a.

FHR8 refers to POSB Bank's prevailing 8 months Singapore Dollar fixed deposit rate for amounts between S$1,000 and S$9,999 or such other sum as we may specify. It is currently 0.950% p.a.

Learn more

To view other home loan packages available, click here.

Generate Funds with your Residential Property

Did you know you could use your property value to create extra funds for your personal or business use through a term loan?

Illustration:  
Current property value S$1,000,000
Housing loan remaining S$200,000
Maximum Cash Out Up to S$600,000

(illustration is based on no CPF usage and only one mortgage loan)

 

5 Simple Steps to Greater Savings

 

Some Handy Tips and Tools

Home Loan Interest Savings Calculator

Calculate your savings when switching to a POSB home loan.

Calculate

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are
 
Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website.
Your property type is
The purchase will be made:
Your current loan is:
You are looking to:


 

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