500
POSB supports borrowers most impacted by inflation.
For a lot of us, our home is our biggest expense and concern in this rising interest rate environment. To further support home buyers and existing HDB owners earning less than S$2,500 per month, we’ve designed an exclusive HDB home loan rate package at 2.60% p.a., similar to the current HDB concessionary loan rate to help you realise your home ownership goals.
Exclusively for:

Applications where average monthly income of all borrowers are S$2,500 and below*

New HDB home buyers or existing HDB homeowners refinancing from another financial institution.

A limited time only.
*Refers to Admissible income – Gross monthly income (basic salary and extra wages such as overtime pay and bonuses)
For a limited time only |
|
---|---|
Year 1 to Year 3 | 2.60% p.a. (CHR + 0.10%) |
Year 4 and Thereafter | 2.60% p.a. (CHR + 0.10%) |
Commitment Period | 3 years |
Minimum Loan Amount | S$100,000 |
CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.
Click here for the wide range of attractive loan packages.
Additionally, receive a S$2,000 Cash Reward
When you refinance your home loan to us with a minimum loan amount of S$250,000.
Loan Amount | Cash Reward |
---|---|
≥ S$250,000 | S$2,000 |
Calculate your home loan savings and switch to POSB HDB Loan to get your interest savings today!
Click here for the wide range of attractive loan packages.
Terms and Conditions
- This promotion is valid for HDB purchase or refinancing only.
- POSB will have the final decision on all matters regarding the promotion.
- POSB may change these terms or suspend/terminate the promotion without giving notice
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