POSB supports borrowers most impacted by inflation.

For a lot of us, our home is our biggest expense and concern in this rising interest rate environment. To further support home buyers and existing HDB owners earning less than S$2,500 per month, we’ve designed an exclusive HDB home loan rate package at 2.60% p.a., similar to the current HDB concessionary loan rate to help you realise your home ownership goals.

Exclusively for:


Applications where average monthly income of all borrowers are S$2,500 and below*

New HDB home buyers or existing HDB homeowners refinancing from another financial institution.

A limited time only.

*Refers to Admissible income – Gross monthly income (basic salary and extra wages such as overtime pay and bonuses) 

For a limited time only

Year 1 to Year 3 2.60% p.a.
(CHR + 0.10%)
Year 4 and Thereafter 2.60% p.a.
(CHR + 0.10%)
Commitment Period 3 years
Minimum Loan Amount S$100,000

CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.

Apply Now

Click here for the wide range of attractive loan packages.


Additionally, receive a S$2,000 Cash Reward

When you refinance your home loan to us with a minimum loan amount of S$250,000.

Loan Amount Cash Reward
≥ S$250,000 S$2,000

Calculate your home loan savings and switch to POSB HDB Loan to get your interest savings today!

Click here for the wide range of attractive loan packages.

Apply Now

Terms and Conditions

  • This promotion is valid for HDB purchase or refinancing only.
  • POSB will have the final decision on all matters regarding the promotion.
  • POSB may change these terms or suspend/terminate the promotion without giving notice

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