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POSB supports borrowers most impacted by inflation.
For a lot of us, our home is our biggest expense and concern in this rising interest rate environment. To further support home buyers and existing HDB owners earning less than S$2,500 per month, we’ve designed an exclusive HDB home loan rate package at 2.60% p.a., similar to the current HDB concessionary loan rate to help you realise your home ownership goals.
Applications where average monthly income of all borrowers are S$2,500 and below*
New HDB home buyers or existing HDB homeowners refinancing from another financial institution.
A limited time only.
*Refers to Admissible income – Gross monthly income (basic salary and extra wages such as overtime pay and bonuses)
For a limited time only
|Year 1 to Year 3||2.60% p.a.
(CHR + 0.10%)
|Year 4 and Thereafter||2.60% p.a.
(CHR + 0.10%)
|Commitment Period||3 years|
|Minimum Loan Amount||S$100,000|
CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.
Additionally, receive a S$2,000 Cash Reward
When you refinance your home loan to us with a minimum loan amount of S$250,000.
|Loan Amount||Cash Reward|
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 May 2023, it is 3.607% p.a.
Calculate your home loan savings and switch to POSB HDB Loan to get your interest savings today!
Terms and Conditions
- This promotion is valid for HDB purchase or refinancing only.
- POSB will have the final decision on all matters regarding the promotion.
- POSB may change these terms or suspend/terminate the promotion without giving notice
Alternatively, consider a fixed loan package
Not eligible for the above package? Consider choosing a fixed rate home loan package. Plus, enjoy free conversion to any package. Click here for the wide range of attractive loan packages.
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