POSB HDB Loan

Pay less interest as compared to a HDB Concessionary Loan and receive a Dyson SupersonicTM  hair dryer worth $599 when you do so. Also, stand a chance to be one of the 50 lucky winners to win an additional S$50 CapitaVouchers!

Floating Rate Package

Year 1: Year 2: Year 3:
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.
Year 4: Year 5: Thereafter :
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.

2 Year Fixed Rate Package

Year 1: Year 2: Year 3:
1.95% p.a. 1.95% p.a. FHR8 + 1.95% p.a.
Year 4: Year 5: Thereafter :
FHR8 + 1.95% p.a. FHR8 + 1.95% p.a. FHR8 + 1.95% p.a.

*The current FHR8 is 0.200%p.a. All rates are quoted on a per annum basis.


Switch to us seamlessly

  • Switch free-of-charge as we will absorb your full legal and valuation fees.
  • Continue to use CPF funds to repay your HDB loan.

Benefits of POSB HDB Loan

  • Enjoy transparency and stability with Fixed Deposit Home Rate 8 (FHR8) pegged to prevailing 8 months Singapore Dollar fixed deposit interest rate of DBS Bank.
    1. Transparency: Rates are pegged to a publicly known benchmark.
    2. Stability: Movement in the fixed deposit interest rate tends to be less volatile compared to market benchmark rate such as the SIBOR or SOR.

For fees and charges, please click here


Apply Now


Terms and Conditions


  • Valid for online applications with a minimum loan amount of S$100,000.
  • Valid for completed HDB flats in Singapore, for a limited time. Apply online by 31 July 2018 or while stocks last.
  • Upon acceptance of the home loan, a 3rd party representative will contact you to arrange for delivery within the next 3-5 working days.
  • The Dyson SupersonicTM Iron/Fuchsia hairdryer is valid for online applications only and is non-exchangeable, non-transferable and non-replaceable.
  • This promotion is valid for direct application to DBS Bank and not through a referral.
  • FHR8 refers to DBS Bank's prevailing 8 months Singapore Dollar fixed deposit rate for amounts between S$1,000 and S$9,999 or such other sum as we may specify.
  • DBS50 Lucky Draw Terms and Conditions apply. Click here for full details.
  • DBS may change these terms or suspend or terminate the promotion without giving any notice.
  • You consent to our collection, use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.

 

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