Take control of your retirement goals with greater potential returns.
Your retirement dream is unique. That’s why, Manulife SmartRetire gives you the flexibility to decide your Target Income Goal1 for the retirement lifestyle that you desire while diversifying your portfolio for greater potential returns.
It is an investment-linked insurance plan that gives you a choice of professionally-managed funds. So you can tailor your portfolio towards achieving your retirement lifestyle goals.
By investing a fixed amount regularly, it takes advantage of dollar-cost averaging to manage market movements and takes away the need to constantly watch the market.
That’s not all, Manulife SmartRetire provides life coverage. In other words, you enjoy the benefits of both protection and investment opportunities.
Jason, age 35, non-smoker, plans to retire at age 65 and would like to receive a Target Monthly Income1 of S$2,000 for 20 years up to age 85. He purchases a Manulife SmartRetire policy and chooses to pay his premiums annually for 10 years.
To help Jason achieve his investment goals faster, he will receive up to S$2,196 of additional fund(s) units as his Welcome Bonus5. Every 3 years, he will also receive his Loyalty Bonus5 of additional fund(s) units.
At the end of 10 years, at age 45, his premium payment term ends. His projected7 account value at age 65 is S$387,906.
At his selected Target Retirement Age of 65, he starts to receive a Target Monthly Income1 of S$2,000 from his policy to fund his retirement passion. Alternatively, if he is not in need of the Target Monthly Income1, he may also stay invested in the fund(s).
He is covered in the event of Death over the policy term.
This plan can help you with these possible needs:
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