Credit Cards

POSB Everyday Card

Up to 6% cash rebate with Singapore's Favourite Card!

POSB Everyday Card

As Singapore’s Favourite Card, committed to giving you more of what you love.

Benefits

  • Convenience:
    • Use it as an all-in-one card - ATM and EZ-Link Card. Plus, sign-up for EZ-Reload and get a 2% cash rebate!
    • No signature required; simply tap and pay for up to S$100 per transaction at over 30,000 points of acceptance in Singapore.
  • Cash Rebates: Get up to 6% cash rebate with our everyday partners such as Sheng Siong, SPC, POPULAR, SP Services, StarHub, EZ-Reload and more — plus 3% cash rebate for your flights purchased at AirAsia.com and 2% cash rebate on your overseas spend!

How to Apply

Product Details


Travel

Get 3%1 cash rebate on your flights purchased at AirAsia.com

Groceries

Get 5%2 cash rebate when you shop for your groceries at Sheng Siong.

Petrol

Get up to 20.1%3 savings on petrol at SPC.

Health,Beauty and Personal Care

Get 3% cash rebate at the leading personal care store Watsons.

Books and Leisure

Get 1%4 cash rebate when you shop at POPULAR and UrbanWrite.

Utility bills*

Get 1%5 cash rebate on your recurring utility bills from SP Services.

Mobile, Digital Cable and Broadband*

Get 1%5 cash rebate on your recurring StarHub mobile / digital cable / broadband bills and on your in-store purchases.


Taxi

Get 1%6 cash rebate on your Comfort/ CityCab taxi fares.

Ez-Reload

Get 2%7 cash rebate when you sign-up for EZ-Reload. 
Apply for EZ-Reload today!

HDB Season Parking*

Get 1% cash rebate on your parking fees when you charge your HDB Season Parking renewal fee online.

Others

Get 0.3% on everything else!

  1. Promotion is effective from 16 August 2013. Subject to a minimum charge of S$300 in a single transaction and only applicable for Singapore outbound flights purchased at AirAsia.com, excluding add-ons (baggage, in-flight meals, etc), and any airport taxes, duties and fuel surcharges. 0.3% cash rebate will be credited upfront and the additional 2.7% cash rebate will be credited by the end of the following calendar month of which transaction was made. Click here to see how it works.
  2. Promotion is effective from 15 August 2013. Cash rebate will be awarded on a maximum spend of S$1,000 (equivalent to Daily$50) at Sheng Siong per calendar month.
  3. Promotion is valid till 31 Dec 2014. 5% discount when charged to any DBS/POSB Credit or Debit Card (with the exception of DBS Esso MasterCard Cards) plus 10% discount with SPC&U Card. Aforementioned discounts only applicable for petrol purchases. POSB Everyday Cardmembers enjoy 6% cash rebate on the final charge amount (after any other applicable discounts).
  4. 1% cash rebate excludes POPULAR outlets in schools.
  5. 1% cash rebate for SP Services and StarHub is capped at a maximum spend of S$100 per Card account, per calendar month per respective billing organization. For SP Services, recurring charges are applicable only to accounts under the name of the main or supplementary cardholder.
  6. Usual Comfort/CityCab card transaction administration fees apply.
  7. Not applicable for concession pass holders.
  8. Promotion is effective from 15 August 2013. Subject to a minimum total spend of S$1,000 on your POSB Everyday Card within the same calendar month and capped at S$5,000 overseas spend (equivalent to Daily$100) per Card account per calendar year. Not applicable for card-not-present transactions such as online transactions, mail/phone order in foreign currencies. 0.3% cash rebate will be credited upfront and the additional 1.7% cash rebate will be credited by the end of the following calendar month of which transaction was made. Click here to see how it works.

Please note of the following changes:

*With effect from 1 November 2013 cash rebate for HDB Season Parking renewals will be reduced from 3% to 1% and cash rebate for StarHub and SP Services will be awarded on a maximum spend of S$100 per Card account per calendar month, per respective billing organization.

With effect from 1 October 2013, Bill Payments using a DBS/POSB Credit Card via the AXS terminals will cease to earn DBS Points / DBS/POSB Loyalty Dollars. DBS Points / DBS/POSB Loyalty Dollars will continue to be awarded for other applicable transactions on your DBS/POSB Credit Card.


2 easy ways to redeem your Daily$ via iBanking

  • Instant redemption:

    Simply offset your purchases on the spot at over 400 participating partner outlets such as Popular, Watsons, SPC, etc.

  • Online redemption:

    Login to internet banking to redeem Comfort/CityCab taxi vouchers or to offset your credit card bill.

Login to POSB iBanking now


Entertainment and Shopping

Americaya

  • 10% cash rebates on regular-priced items

CentrePoint #02-23, Tel: 6734 4513
Bugis Junction #01-06/07, Tel: 6337 9085

Camper's Corner Outdoor Outfitters

  • 15% cash rebate with minimum spend of S$30 on regular-priced items

51 Waterloo Street #01-01, Tel: 6337 4743

Cathay Cineplexes

  • 15% cash rebate* with minimum spend of S$30 in single receipt

For full listing of outlets, log on to www.cathay.com.sg

* Cash rebates are not applicable to online / phone / group / corporate bookings^ and food & beverage caterings and promotional items.
^ Group and corporate bookings refer to minimum purchase of 20 tickets in a single transaction.

Crocodile

  • 10% cash rebate

VivoCity, #02-237/238, Tel: 6376 9068
nex, #01-85/86, Tel: 6509 8644
Parkway Parade, #01-71/72, Tel: 6348 2820
Jurong Point #02-01, Tel: 6862 0835
The Verge, #01-09, Tel: 6297 3370
West Mall, #02-21, Tel: 6862 3114

EpiCentre

  • 5% cash rebate

Wheelock Place #02-20/23
ION Orchard #B3-14
Suntec #02-321/322 (Re-Opening Soon)
Bugis Junction #01-56/57
313@somerset #01-19/20
The Shoppes MBS #B2-100A
Scotts Square #B1-23/24
Takashimaya #B2-32
Jem #01-43

For opening hours, please visit www.epicentreasia.com/sg/contact/locations.

Terms & Conditions:
Not valid for Apple-branded products, electronics, hard disks, earphones, headphones and softwares.

Pet Lovers Centre

  • 5% cash rebate with minimum spend of S$20 on regular-priced items

For full listing of outlets, log on to www.petloverscentre.com

Terms & Conditions:
Not valid for veterinary, grooming, home delivery and online services.
Not valid for sale of live animals and PLC gift vouchers.
Not valid/applicable in conjunction with PLC VIP Member's discount.

Singapore Color Centre

  • 10% cash rebates for developing services

For full listing of outlets, please call 6282 9122

Terms & Conditions:
Valid for developing and printing, reprints, digital printing of minimum 30 prints.

Standard Photo

  • 10% cash rebates for developing services

For full listing of outlets, please call 6282 9122

Terms & Conditions:
Valid for developing and printing, reprints, digital printing of minimum 30 prints.

Global Holidays

  • 1% cash rebate on all air packages

Novena Square #03-33, Tel: 6822 2111
The Plaza Block A #B1-310, Tel: 6820 2211


Child Enrichment

Genius R Us

  • 15% cash rebate on Kidz Can Bake workshop

For full listing of outlets, log on to www.geniusrus.com

Terms & Conditions: Not valid for in-house special package workshop.

KinderGolf

  • 5% cash rebate on trial class

For full listing of outlets, log on to www.kindergolf.com

Julia Gabriel Centre for Learning

  • 5% cash rebate on all Mandarin EduDrama programmes

Forum The Shopping Mall #04-00, Tel: 6733 4322
26 Evans Road #01-08, Tel: 6737 5348


Family Fun

4D Magix Sentosa

  • 15% off admission ticket

51B Imbiah Road, Sentosa, Tel: 6274 5355

Terms & Conditions:
Island admission and transportation charges apply separately. Maximum purchase of 4 tickets.

Mint Museum of Toys

  • 30% off admission ticket

26 Seah Street, Tel: 6339 0660

Terms & Conditions:
Minimum purchase of 2 admission tickets, not valid for group guided tours.

Asian Civilisations Museum

  • 20% off adult admission ticket

1 Empress Place, Tel: 6332 2982

Terms & Conditions:
Maximum purchase of 4 admission tickets.


Rest, Relax and Rejuvenate

Aura & Miracles

  • 5% cash rebates for packages
  • 60% cash rebates for 1st trial

For full listing of outlets, log on to www.auramiracles.com

Touche

  • 10% cash rebates on aesthetic packages

For full listing of outlets, log on to www.cls-touche.com


Transport and Motoring

Hawk Rent A Car

  • 40% cash rebate on standard rates

32A Hillview Terrace, Singapore 669251 Tel: 6469 4468 Fax: 6469 0848
Email: reservations@hawkrentacar.com.sg

Hock Cheong Car Care

  • 2% cash rebate

158 Pasir Panjang Road, Tel: 6273 3400
157 Upper East Coast Road, Tel: 6241 3914
1 Jalan Leban, Tel: 6456 0967
599 Yishun Ring Road, Tel: 6753 3567
11 Pasir Ris Drive 4, Tel: 6583 7301

Speedycare

  • 2% cash rebate

462 Balestier Road, Tel: 6251 2206
800 Jalan Bt Merah, Tel: 6276 3351
16 Tuas Road, Tel: 6737 3619
2 Jervois Road, Tel: 6476 1484
1 Swange Road, Tel: 6447 2729
98 Upper Thomson Road, Tel: 6353 3530


Paying bills no longer needs to be a painful process. With POSB Recurring Bill Payment, it’s a breeze to manage your bills when you consolidate your bills to your POSB Everyday Card.

Never miss a payment: All your bills will be charged to your Credit Card, so you only have one account to manage and only one bill to pay.

Get rewarded while paying for essentials: Earn Cash Rebates when you pay your bills with your POSB Everyday Card — and offset your purchases on the spot at over 400 participating partner outlets!

Participating Billing Organisations:

  • SP Services
  • M1 Limited
  • StarHub Ltd
  • MSIG
  • Prudential
  • Town Councils and many more!

Enjoy 0% interest instalment plan on anything you buy this festive season!

Simply convert your retail purchases into 3 months instalment plan at 0% interest and no fee!

To enjoy greater financial flexibility, you may opt for longer tenures at a low processing fee*.

Start charging to your DBS/POSB Credit Card today! Hurry, promotion ends 15 February 2015.

My Preferred Payment Plan options

Tenure3 months6 months12 months18 months24 months
One-Time Processing Fee*
(based on transaction amount)
0%
(usual: 3%)
3%
 
3%
(usual: 5%)
3%
(usual: 6%)
3%
(usual: 6%)
Effective Interest Rate0% p.a.10.43% p.a.5.63% p.a.3.86% p.a.2.93% p.a.

 

For example, based on transaction amount of S$2,700:

Tenure 3 months 6 months 12 months 18 months 24 months
Monthly InstalmentS$900S$450S$225S$150S$112.50
One-Time Processing Fee
(based on transaction amount)
S$0
(0% of S$2,700)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)

How to Apply

  • Download the application form. Mail or fax the completed form to 6782 1063.
  • SMS MP3C<space>NRIC to 76060. You will receive a call from us within three working days to complete your application.

For Terms and Conditions Governing My Preferred Payment Plan, please click here.

For Terms and Conditions Governing My Preferred Payment Plan Processing Fee Promotion, please click here.


You are eligible for this Credit Card if you are at least 21 years old, with the following income requirements:

  • S$30,000 and above per annum (Singaporean)
  • S$45,000 and above per annum (Foreigner)
Fees
Annual FeeS$38.52 (principal card)
S$19.26 (each supplementary card)
Fee Waiver2 years annual fee waiver