Invest smarter. Protect what matters. Grow with DBS digiWealth.

Customers access digiWealth directly through the DBS digibank app. The platform provides capabilities including:  

• Investing and wealth accumulation 

• Insurance and protection planning 

• Wealth and net worth tracking 

• Retirement planning and forecasting 

Customers can also conveniently schedule a call or appointment with a DBS Wealth Planning Manager (WPM) when they need more guidance or personalised advice.

With digiWealth, you can: 

• Invest using cash, CPF and SRS funds 

• Assess your insurance coverage needs 

• Identify and close protection gaps 

• Track your net worth 

• Monitor assets and liabilities 

• Plan for retirement 

• Access financial insights and guidance 

• Connect with a Wealth Planning Manager for personalised advice 

All of these services are available within DBS digiWealth.  

While many robo-advisors focus primarily on automated investing, DBS digiWealth offers a more comprehensive and holistic wealth management experience. Key differences include:  

• Integration with DBS digibank  

digiWealth is built directly into the DBS digibank app, allowing customers to manage banking and wealth needs through a single platform.   

• Beyond investing solutions  

In addition to investments, digiWealth provides access to insurance solutions, retirement planning tools, consolidated wealth tracking and other market insights.  

• Human expertise when you need it  

Customers can access a dedicated Wealth Planning Manager through digiWealth for personalised support and guidance to get the best of digital convenience and human expertise.

DBS digiWealth is DBS’s all-in-one digital wealth platform, integrated directly within the DBS digibank app, that enables retail customers to manage, grow, and track their wealth conveniently in one place. It provides access to wealth insights, planning tools, and investment solutions through a seamless digital experience. 

DBS Treasures is DBS’s priority banking service for customers with at least S$350,000 in investable assets. In addition to digital wealth capabilities, Treasures customers benefit from dedicated Relationship Managers, personalised wealth advisory services, exclusive market insights, and access to a broader suite of wealth management solutions.

You can access DBS digiWealth directly through DBS digibank.   

On the app: 

Log in to your digibank account and tap the digiWealth icon on the bottom navigation bar to explore investment opportunities, insurance solutions, retirement planning tools, and market insights.  

On the web: 

Log in to your digibank account and tap the digiWealth icon on the left navigation bar to explore investment opportunities, insurance solutions, retirement planning tools and market insights.  

When you enter DBS digiWealth on your digibank app, the first thing you'll see at the top of the page are round buttons known as quicklinks. These quicklinks provide easy access to a comprehensive suite of investment and insurance solutions. Whether you're looking for funds, equities, or endowments, everything you need to grow and protect your wealth is now in one place.  

Click on the chevron arrow in digiWealth to expand your quicklinks to see all other services including Singapore Government Securities (SGS) for T-bill applications, Electronic Payment for Shares (EPS), and more.  

For a fuller selection of banking solutions, you can easily find them within digibank under "More" > "Apply".   

To start investing: 

1. Log in to DBS digibank. 
2. Tap into digiWealth. 
3. Select your intent (long-term growth, passive income, or capital preservation) and your preferred source of funds (cash, CPF, or SRS). 
4. Explore investment solutions that match your objectives. 
5. If unsure where to start, digibot can help you navigate your questions. Or, reach out to your Wealth Planning Manager for more personalised advice.   

The platform is designed to lower barriers to investing and help beginners get started confidently.  

You can sell or redeem your investments anytime through DBS digiWealth on your digibank app. Simply access your investment holdings, submit a sell or withdrawal request, and your redemption proceeds will be credited to your selected bank account upon completion.  

Here are the steps to sell or redeem your investments: 

1. Log in to DBS digibank and navigate to digiWealth via the bottom navigation bar 
2. Access your investment holdings from the quicklinks section at the top 
3. Select the investment holding or portfolio you wish to redeem from 
4. Tap sell or redeem  
5. Enter the number of units you wish to redeem, and select your crediting account 
6. Review your transaction details and tap submit to complete your request 

Customers can assess needs across six major protection categories: 

• Life insurance 

• Health insurance 

• Critical illness insurance 

• Mortgage protection 

• Disability protection 

• General insurance 

This assessment helps customers to identify gaps and build holistic protection throughout different life stages.

The retirement planning tools available in digiWealth help customers: 

• Estimate retirement expenses 

• Set retirement goals 

• Project retirement income 

• Identify retirement shortfalls 

• Make long-term funds like CPF and SRS work harder

The platform provides a structured view of retirement preparedness and long-term financial independence. 

Net worth tracking in digiWealth is a tool that allows DBS customers to consolidate a view of their financial position. It provides a snapshot of the customer's holistic wealth across: 

• Cash holdings 

• Investments 

• CPF balances 

• Property financing obligations 

• Assets 

• Liabilities 

DBS digiWealth also supports integration with Singapore's Financial Data Exchange (SGFinDex), which allows customers to securely consent to the sharing of their financial information across participating banks, insurers and government agencies.  

By linking your accounts through SGFinDex, you can access a comprehensive view of your finances, insurance protection and wealth position within DBS digiWealth. 

Tap for more information on what your net worth means.