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Find your account for everyday banking needs
Savings, multi-currency, joint and fixed deposit accounts in Singapore, for daily spending, payments and long-term goals.


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Get more from your salary, built for working professionals
Turn every payday into an opportunity to earn more. Credit your salary and enjoy up to 4.1% p.a. with Multiplier or up to 3.5% p.a. with POSB Save As You Earn (SAYE).
Learn moreDeposit accounts at a glance
Compare features and find the right account for how you spend and save.All
Daily Use
Multi Currency
Fixed Deposits
Special Savings
Retirement Savings
Kids

Multiplier Account
- Earn up to 4.1% p.a. interest on your SGD
- No FX conversion fees when converting or withdrawing 13 currencies

My Account
- No service charge
- Exchange and store up to 13 currencies
- Enjoy instant access to multiple currencies with no FX conversion fees
Payroll Account
- For Work Permit Holders
- Enhanced protection for your account
- Commute, pay and track your salary with ease

MySavings Account
- Start saving regularly with min. S$50 a month
- Choose your preferred debiting date anytime on digibank
- Be rewarded for your savings with up to 0.25% p.a. interest on your savings

SAYE Account
- Enjoy an additional 3.5% p.a. interest for the first 2 years
- Flexible monthly savings amount, any amount between S$50 to S$3,000
- Choose your preferred debiting date anytime on digibank

My Account with Child
For parents/guardians & children- Enjoy a S$1 gift deposit for your child when you open an account for them
- Earn interest on your SGD account every month, with no minimum balance required
- Coin deposit fee waiver

Fixed Deposits
- Wide range of currencies and tenors
- Extra layer of security with digiVault
- Enjoy convenience and ease of placement with just a few taps
Child Development Account
for singapore citizen children & parents- Earn higher interest rate up to 2% p.a.
- Receive government benefits seamlessly
- Enjoy exclusive merchant deals

Supplementary Retirement Scheme (SRS)
- Save on taxes today while building your retirement funds
- Accumulate tax-free gains
- Flexibility to withdraw funds anytime

CPF Investment Account
- Put your CPF Ordinary Account savings to work through a wide range of investments
- Diversify your investments
- Boost your retirement income

POSB Smart Buddy
Kids- Teach children smart money habits through real-life spending and savings
- Set allowances and track spending conveniently via the Smart Buddy app
- Encourage savings with auto-savings and rewards features
Cashback Bonus
Special Savings- Transact in 3 or more categories to earn up to S$130 cashback each month.
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Banking Services & Support
Access banking services, support and tools to manage your accounts, make updates and get help when you need it.Lock money securely in your accounts with digiVault
Add an extra layer of security to your savings and Fixed Deposits instantly by locking any amount on your digibank app.
Digital Services
Smarter banking made simple – save, budget and invest on-the-go.
Payments and Transfers
Set up GIRO and make secure, real-time payments and transfers - locally and internationally.
Banking Help & Support
A one-stop resource for enquiries and step-by-step guides on everyday banking needs.


