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Maximise your savings with Fixed Deposit | Up to 4.47%* p.a. on USD

Discover our competitive USD Fixed Deposit rates and see how your savings can go further.
Choose from SGD and 9 other foreign currencies
Extra layer of security with digiVault
Make your placement via the digibank app in a few simple taps
*Rate is as of 1 Oct 2026 and may vary with prevailing board rates.
View the latest board rates here
Earn higher interest rates and enjoy greater returns when you put your spare cash in a Fixed Deposit Account.
Maximise your savings with Fixed Deposit | Up to 4.47%* p.a. on USD
Place Deposit Now
Overview
Overview
Benefits
Eligibility
FAQ

Benefits you enjoy with Fixed Deposit

Foreign Currency Fixed Deposit
Choose from 9 foreign currencies: USD, GBP, AUD, CAD, NZD, JPY, CNH, HKD & EUR with flexible tenors of up to 12 months
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SGD Fixed Deposit
Put your idle funds to work with flexible tenors of up to 12 months
Learn more
Extra security with digiVault
Bank with greater peace of mind as your funds are automatically protected from unauthorised withdrawals and activity.
Learn more

How to open a Fixed Deposit Account

For Personal AccountFor Joint Account

How to place a Fixed Deposit

¹When the transaction involves conversion of one foreign currency to another, foreign currency deposits are subject to exchange rates which may give rise to capital gains or losses. You can select the same currency as your foreign currency Fixed Deposit to prevent this.

Eligibility & Fees

Age

Must be 16 years old or older

Early withdrawal fee

Premature withdrawal of Fixed Deposit is subject to conditions. You may earn less or no interest if you withdraw your fixed deposit before maturity. Please refer to the Deposit Guide for services charges applicable for deposits and withdrawals.

Exclusive rates for seniors with Premier Income Account (PIA)

For customers aged 55 and above, the Premier Income Account (PIA) is a Singapore Dollar (SGD) Fixed Deposit offering exclusive benefits with a minimum deposit of S$10,000 per placement:

Flexible tenors

Choice of 6 months and above

Bonus interest

Enjoy an additional 0.10% p.a. on top of the prevailing board rate on your Fixed Deposit

Automatic renewals

Option to continue earning interest without having to manually renew your placement at maturity², making it easy to keep your savings working for you.
²Your Fixed Deposit will be automatically renewed at maturity for the same tenor, at the prevailing interest rate, which may differ from the rate applicable to your original placement.

Frequently Asked Questions

Total Account BalanceOpening a Fixed Deposit AccountInterest RatesPremature Withdrawal