How it works

For New Loans (Completed Properties)

New loan customers will be entitled to the following rewards when they sign up for a POSB Home Loan

Qualifying Loan Amount	Rewards
≥S$300,000	S$200 Shopping Voucher
≥S$500,000	S$550 Shopping Voucher
≥SS$1,000,000	S$750 Shopping Voucher
≥ S$1,500,000	S$1,000 Shopping Voucher

Get a quick estimate on how much you can borrow with our Home Loan Calculator.

For Refinancing Loans (Completed Properties)

Refinancing customers will be entitled to the following bonus rewards on top of your existing cash rewards:

Qualifying Loan Amount	Existing Cash Rewards	Additional Festive Rewards
≥S$300,000	S$2,000¹	S$200 Shopping Voucher
≥S$500,000	S$2,000	S$550 Shopping Voucher
≥SS$1,000,000	S$2,500²	S$750 Shopping Voucher
≥ S$1,500,000	S$2,800²	S$1,000 Shopping Voucher

¹ 'Existing Cash Rewards' is applicable to HDB loan refinancing applications only. The outstanding loan amount must be between S$300,000 and S$500,000 (inclusive).

² 'Existing Cash Rewards' for HDB loan refinancing applications remains at S$2,000.

Calculate your potential savings when you switch to a DBS/POSB home loan with our Repayment Calculator.

Unwrap S$3,800 in festive rewards

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Managing Your Existing Home Loan

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