What is SavvyEndowment? | SavvyEndowment is a short-term endowment plan, available online via digiBank, that allows you to lock in potential returns after 2 years. |
How to apply | Apply easily online with SRS or cash, no health check-up required. |
How it works | Getting started Sarah signs up for a single premium insurance savings plan with a single premium of S$20,000.
Growing her savings While her policy is active, Sarah's money continues to grow according to the plan's features, while she enjoys insurance protection throughout the policy term. She can simply sit back and let her savings work for her. What Sarah receives at the end Initial capital of S$20,0002
If the plan performs well, Sarah may receive a higher payout, which includes:
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What is Manulife Goal? | Manulife Goal is a short-term endowment plan, available via our Wealth Planning Managers, that allows you to lock in potential returns after 2 years. |
How to apply | Easy application with guaranteed acceptance and no health check-ups. Have questions about investing? Speak to your Wealth Planning Manager today. |
Learn more | Product brochure |
SavvyEndowment | Aged between 18 and 75 years old (age as of last birthday)
A Singapore Citizen or Singapore Permanent Resident (PR) who is currently residing and paying tax in Singapore only. |
Manulife Goal | For cash payments, aged between 0 (15 days old) and 75 years old (age as of last birthday).
For SRS payments, between 18 and 75 years old (age as of last birthday). Available to Singapore and foreign residents, subject to Manulife’s underwriting guidelines. |
Footnotes
Terms & Conditions
Terms and conditions apply. Please refer to Product Summary(ies) for more information about these insurance plans.
¹ Coverage for death benefit at 101% of single premium
² Not applicable to policies that have been altered.
Disclaimers
The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.
In Collaboration with Manulife
Manulife Goal and SavvyEndowment are issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Info is correct as of 22 May 2026
POSB Insurance Important Notes