Before applying for T-Bills, please ensure your:

  1. CPF Investment Account has sufficient funds
  2. CDP account is activated

Refer to our guide for more details on the application process and commonly asked questions.

At a Glance

Fully backed by the Government



A sound way to diversify your investment portfolio



Earn regular interest

 

SGS Bonds

SGS Bonds are tradable government debt securities that pay a fixed interest every 6 months.

SGS Bonds can help you:

  • Diversify your investment portfolio.
  • Receive a fixed, steady income until the bond matures.
  • Invest in a safe, long-term product.

For more information, you can refer to MAS SGS Bonds.


To Apply New Issues

Using Cash or Supplementary Retirement Scheme (SRS), please log in to digibank.

Using CPFIS Ordinary Account or Special Account – You may visit any Financial Planning Branch to submit your applications. All new/existing CPFIS investors would need to take the Self-Awareness Questionnaire (SAQ).


To Buy or Sell Existing Issues

Using Cash, Supplementary Retirement Scheme (SRS) or CPFIS Ordinary Account, you may submit the request through your existing brokers.  If you have a DBS Vickers account, please log in to digibank.

Using CPFIS Special Account, you may visit any Financial Planning Branch to submit your request.  All new/existing CPFIS investors would need to take the Self-Awareness Questionnaire (SAQ).

 

Treasury Bills (T-Bills)

Treasury Bills (T-Bills) are short-term Singapore Government Securities (SGS) issued at a discount to their face value. Investors receive the full face value at maturity. The Government issues 6-month and 1-year T-bills.

SGS Bonds can help you:

  • Diversify your investment portfolio
  • Receive a fixed interest payment at maturity
  • Invest in a safe, short-term investment option

For more information, you can refer to MAS T-Bills.


To Apply New Issues

Using Cash or Supplementary Retirement Scheme (SRS), please log in to digibank.

Using CPFIS Ordinary Account or Special Account – You may visit any Financial Planning Branch to submit your applications. All new/existing CPFIS investors would need to take the Self-Awareness Questionnaire (SAQ).


To Buy or Sell Existing Issues

Using Cash, Supplementary Retirement Scheme (SRS), CPFIS Ordinary Account or CPFIS Special Account, you may visit any Financial Planning Branch to submit your applications.  All new/existing CPFIS investors would need to take the Self-Awareness Questionnaire (SAQ).

 

Singapore Savings Bonds (SSB)

Singapore Savings Bonds (SSB) provides individuals with a long-term savings option that offers safe returns.


Full Return of Principal

Get back your investment amount in full.


Suitable for the long-term

The longer you hold your bond, the higher the return.


Flexible redemption

If you need to cut short the redemption term, there is no penalty for exiting your investment early.

For more information, you can refer to MAS SSB.


To Apply / Redeem

Using Cash or Supplementary Retirement Scheme (SRS), please log in to digibank.

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