Unit Trusts

Regular Savings Plan (RSP)

Invest regularly in Unit Trust from as low as S$100 a month (for selected SGD funds).

Regular Savings Plan (RSP)

Investments are within your reach even if you don’t have much capital. The POSB Regular Savings Plan lets you invest into a Unit Trust from as low as S$100 monthly. It’s a great way to start an investment portfolio and invest regularly instead of trying to speculate on the ‘right’ time.

Benefits

  • Enjoy the benefits of dollar-cost-averaging, as your average unit cost may potentially be lower than the average market price over time.
  • Potentially grow your wealth when you start earlier, with the advantage of compounding effect.
  • Maintain control and select the monthly investment amount that suits your financial situation

Minimum initial investment from S$1,000 is required and is dependent on the fund. The Regular Savings Plan is only available for selected SGD denominated Unit Trusts.

How to Apply

  • If you have iBanking

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  • Speak to our Personal Finance Managers at any POSB branch and find out which Unit Trust is suitable for you through a “Your Financial Planner”

Illustration of Dollar-Cost-Averaging:

Month

Investment Amount

Unit Price

Units bought

January

S$100

S$1.20

83.3

February

S$100

S$1.50

66.6

March

S$100

S$1.35

74.0

April

S$100

S$0.95

105.2

May

S$100

S$1.10

90.9

Total

S$500

$6.10

420

Average unit cost ($500/420 units) = $1.19

Average unit price ($6.10/5 months) = $1.22

You pay $0.03 lesser per unit

List of Funds
List of Funds

Check out our Regular Savings Plan (RSP) eligible list of funds here!

View PDF
RSP Debiting Date
RSP Debiting Date

Check the Unit Trust ​Regular Saving Plan Debiting Date here. 

View All

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