POSB ATM Card- Money Transfer


The New POSB ATM Card. More Benefits.

Go global with the new POSB ATM Card, which lets you access your bank account anytime, anywhere! The new cool blue POSB ATM Card gives you access to cash from over 900,000 Cirrus ATMs and lets you pay for your PIN-based purchases at over 10 million Maestro retail outlets worldwide.

On top of that, you will continue to enjoy the convenience of accessing more than 900 DBS/POSB ATMs in Singapore, DBS/POSB Cash Acceptance Machines services and be rewarded with exciting discounts and privileges in On the Spot rewards.

You can now activate your ATM Card or change transaction limits through DBS iBanking. Simply log in to iBanking to find out more!

Card benefits at a glance:

  • Worldwide Access to Cash
  • Convenient services while in Singapore
  • Flexible Choices

Worldwide Access to Cash

Your POSB ATM card is the only Card you'll need for worldwide access to your bank account. You can use your card overseas at:

  • Over 10 million Maestro retail outlets
  • Over 900,000 Cirrus ATMs

    You can enable the overseas cash withdrawal function at any DBS/POSB ATM:
    1. Select "More Services" twice
    2. Select "Change ATM Card Overseas Access"
    3. Once the function has been enabled, a receipt will be printed
    This function can be disabled in the same way.

Please note:

  1. There's a charge of S$5 per cash withdrawal on overseas Cirrus ATMs. You will enjoy a preferential flat service fee of S$2 if you use your Cirrus ATM Card at the ATMs of Bank Central Asia (BCA, Indonesia), HDFC (India) and Bank of Philippines Island (Philippines).
  2. There is no service fee for overseas purchases.
  3. The amount withdrawn in US dollars shall be converted to Singapore dollars on the date of conversion. The amount withdrawn in foreign currency other than US Dollars will be converted into US dollars before being converted into Singapore dollars. All conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
  4. The amount withdrawn in foreign currency at overseas ATMs or purchases made in foreign currency at Maestro terminals are subject to a charge imposed by the respective card associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. An administrative fee of 2.0% of the foreign currency withdrawal or transaction amount for services provided or actions taken by us in relation to such foreign currency transactions shall be payable by you and debited to your Card Account.

Convenient Services while in Singapore

The new POSB Card also gives you access to the largest network of over 900 DBS/POSB ATMs in Singapore. Our extensive ATM and Cash Acceptance Machine services include:

ATM Services:

  • Cash Withdrawal
  • Account Balance Enquiry
  • Funds Transfer
  • Bill Payment
  • Electronic Share Application (ESA)
  • Telco Top-Up/Purchase
  • PIN change/Application
  • Cashline Application
  • CashCard Top-Up/Refund
  • ez-link Card Top Up
  • Electronic Payment for Shares (EPS)

Cash Acceptance Machine Services:

  • Cash deposit in 3 different denominations (S$10, S$50 and S$100)
  • Maximum of 100 notes per deposit
  • Cash deposit into own account or other POSB/DBS accounts

Flexible Choices

Enjoy flexible choices like:

  • Access up to eight of your POSB Bank and DBS accounts.
  • English or other language selection at POSB/DBS ATM.
  • Flexible daily ATM cash withdrawal limit. Your choice of S$500, S$1000, S$2000 or S$3000.
  • Daily ATM funds transfer to another party's account. Your choice of $3,000 or $5,000.

Eligibility for POSB ATM Card

  • Personal or Joint-Alternate POSB Savings/Current account holder
  • Individuals aged 12 years old & above
  • Parental consent is required if individuals are aged between 12 to 15 years old

Transaction Limits

  • Cash withdrawal - Up to $3,000 daily.
  • Funds Transfer to third party accounts - Up to $5,000 daily.
  • Fixed Deposit placement to third party accounts - Up to $5,000 daily.
  • NETS $2,000 daily.
  • Share Trading/Rights Application $100,000 each daily.

Important Notes

  1. PIN Transactions
    This card can be used for PIN transactions locally and overseas at ATMs, NETS and AXS
  2. Overseas Cash Withdrawal
    The overseas cash withdrawal function for this card has been disabled. You can choose to enable it now or later as and when required. We strongly recommend that you turn off overseas withdrawal option when you are in Singapore
  3. Liability For Lost/Stolen Cards
    If your card is lost, stolen or if the PIN is disclosed without your authorization, you should immediately notify us by providing all necessary information on a dispute form. You should also
         A. Immediately make a police report and provide us with a copy.
         B. You will not be liable for any fraudulent transactions carried out after you notify us.
         C. Once we establish that the loss or theft of your card or unauthorized disclosure of PIN was not
              due to your fault or negligence, we will refund the amounts deducted from your bank account for
              unauthorized transactions, within 14 working days from the time you submit all necessary
              information on the dispute form.
  4. Terms and Conditions
    Before you use the card, please read the Terms and Conditions Governing Electronics Services, and the Terms and Conditions Governing Accounts


For more information, call 1800 339 6666 (Singapore) or +65 6339 6666 (Overseas) or visit any POSB branch.