At a Glance

All investments contain an element of risk. The key to successful investing is in understanding and managing these risks.

It is important to consider the following risk factors when making your investment decision.

Types of risk

	General market conditions
	Fluctuations in currency exchange rates and interest rates
	Possibility of companies defaulting or going bust

What is your risk appetite?

Generally, safer investments provide lower returns. Higher risk investment offer an opportunity for greater potential returns.

The first step to understanding risks is to determine your risk appetite. Refer to the table below to identify your risk level and corresponding returns target.

Find Unit Trusts aligned with your risk appetite

• Use the Risk Profile filter on the Fund Search function to view Unit Trusts in each risk category. When you have selected your preferred fund, click ‘Buy Now’ to transact via iBanking.
• Simply visit any POSB Branch and speak to our Wealth Planning Managers

Chat with our friendly Wealth Planning Managers now. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)