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For refinancing of home loan, cash rebate is given for loan amounts of at least $250,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase / refinance of property
Floating Rate Package

1 Year Lock-in

Year 1 FHR8 + 1.13% p.a.
Year 2 FHR8 + 1.13% p.a.
Year 3 FHR8 + 1.13% p.a.
Year 4 and thereafter FHR8 + 1.13% p.a.

1-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of $500,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.

For purchase / refinance of property
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.20% p.a.
Year 2 FHR8 + 1.20% p.a.
Year 3 FHR8 + 1.20% p.a.
Year 4 and thereafter FHR8 + 1.20% p.a.

No lock-in period. This home loan rate is valid for applications with a minimum loan amount of $500,000.  Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.

For purchase / refinance of property
Fixed Rate Package

3 Year Fixed Rate Package 1+1+1

Year 1 1.70% p.a.
Year 2 1.72% p.a.
Year 3 1.75% p.a.
Year 4 and thereafter FHR8 + 1.38% p.a.

3-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.

For purchase / refinance of property
Fixed Rate Package

5 Year Fixed Rate Package

Year 1 1.80% p.a.
Year 2 1.80% p.a.
Year 3 1.80% p.a.
Year 4 1.80% p.a.
Year 5 1.80% p.a.
Year 6 and thereafter FHR8 + 1.40% p.a.

5-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.

 

Bridging Loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the POSB Prime Rate which is currently at 4.25% per annum.

For fees and charges, please click here.

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