Home Loan Rates

 
For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.45%
Year 2 FHR8 + 1.45%
Year 3 FHR8 + 1.45%
Year 4 and thereafter FHR8 + 1.45%

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum.



For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.45%
Year 2 FHR8 + 1.45%
Year 3 FHR8 + 1.45%
Year 4 and thereafter FHR8 + 1.45%

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. If you apply online with a minimum loan amount of S$500,000, you could qualify for a S$888 cash gift. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.



For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.75%
Year 2 FHR8 + 1.75%
Year 3 FHR8 + 1.75%
Year 4 and thereafter FHR8 + 1.75%

No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.

For purchase/ refinance of property
Fixed Rate Package

2 Year Lock-in

Year 1 1.85% p.a.
Year 2 1.85% p.a.
Year 3 FHR8 + 1.85% p.a.
Year 4 and thereafter FHR8 + 1.85% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

For purchase/ refinance of property
Fixed Rate Package

2 + 1 Year Lock-in

Year 1 1.85% p.a.
Year 2 1.85% p.a.
Year 3 1.88% / FHR8 + 1.68% p.a.
Year 4 and thereafter FHR8 + 1.68% p.a.

Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. If you apply online with a minimum loan amount of S$500,000, you could qualify for a S$888 cash gift. For Year 3 of your home loan, you have the option of switching to a floating rate package at FHR8 + 1.68% p.a. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

For refinance of HDB property
Floating Rate Package

Rates

Year 1 FHR8 + 1.60% p.a.
Year 2 FHR8 + 1.60% p.a.
Year 3 FHR8 + 1.60% p.a.
Year 4 and thereafter FHR8 + 1.60% p.a.

Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. The interest rate is capped at 2.50% p.a. for the first 5 years of your loan.  If you apply online, you could qualify for a S$888 cash gift. Full legal and valuation subsidy apply.

For fees and charges, please click here.

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