Online Promotions

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.45%
Year 2 FHR8 + 1.45%
Year 3 FHR8 + 1.45%
Year 4 and thereafter FHR8 + 1.45%

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. If you apply online with a minimum loan amount of S$500,000, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.



For purchase/ refinance of property
Fixed Rate Package

2 + 1 Year Lock-in

Year 1 1.85% p.a.
Year 2 1.85% p.a.
Year 3 1.95% / FHR8 + 1.75% p.a.
Year 4 and thereafter FHR8 + 1.75% p.a.
Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. If you apply online with a minimum loan amount of S$500,000, you could qualify for our online promotion. For Year 3 of your home loan, you have the option of switching to a floating rate package at FHR8 + 1.75% p.a. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000. 

 

For refinance of HDB property

Floating Rate Package

Rates

Year 1 FHR8 + 1.60% p.a.
Year 2 FHR8 + 1.60% p.a.
Year 3 FHR8 + 1.60% p.a.
Year 4 and thereafter FHR8 + 1.60% p.a.

Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. The interest rate is capped at 2.50% p.a. for the first 5 years of your loan. If you apply online, you could qualify for our online promotion. Full legal and valuation subsidy apply.

 

Completed Properties

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.75%
Year 2 FHR8 + 1.75%
Year 3 FHR8 + 1.75%
Year 4 and thereafter FHR8 + 1.75%

No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.


For purchase/ refinance of property
Fixed Rate Package

2 Year Lock-in

Year 1 1.85% p.a.
Year 2 1.85% p.a.
Year 3 FHR8 + 1.85% p.a.
Year 4 and thereafter FHR8 + 1.85% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

 

Building Under Constructon

For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR8 + 1.45%
Year 2 FHR8 + 1.45%
Year 3 FHR8 + 1.45%
Year 4 and thereafter FHR8 + 1.45%

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSBBank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.20% per annum.

For fees and charges, please click here.

Apply now