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For refinancing of home loan, cash rebate is given for loan amounts of at least S$250,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase / refinance of property
Floating Rate Package

2 Year Lock-in

Year 1 FHR24 + 0.60% p.a.
Year 2 FHR24 + 0.60% p.a.
Year 3 FHR24 + 0.90% p.a.
Year 4 and thereafter FHR24 + 0.90% p.a.

2-year Lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate 24 (FHR24) refers to the prevailing 24 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR24 is 0.900% p.a.

For purchase / refinance of property
Floating Rate Package

No Lock-in

Year 1 FHR24 + 0.90% p.a.
Year 2 FHR24 + 0.90% p.a.
Year 3 FHR24 + 0.90% p.a.
Year 4 and thereafter FHR24 + 0.90% p.a.

No lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate 24 (FHR24) refers to the prevailing 24 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR24 is 0.900% p.a.

For purchase / refinance of property
Floating Rate Package

2 Year Fixed Rate Package

Year 1 1.50% p.a.
Year 2 1.50% p.a.
Year 3 FHR24 + 0.90% p.a.

2-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Comes with 1 FREE conversion after 24 months from 1st disbursement.

Fixed Deposits Home Rate (FHR24) refers to the prevailing 24 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR24 is 0.900% p.a

For purchase / refinance of property
Fixed Rate Package

3 Year Fixed-Flexi Package

Year 1 1.50% p.a.
Year 2 1.50% p.a.
Year 3 1.50% p.a.
Year 4 and thereafter FHR24 + 0.90% p.a.

3-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Comes with 1 FREE conversion after 18 months from 1st disbursement.

Fixed Deposits Home Rate (FHR24) refers to the prevailing 24 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR24 is 0.900% p.a.

For purchase / refinance of property
Fixed Rate Package

5 Year Fixed-Flexi Package

Year 1 1.50% p.a.
Year 2 1.50% p.a.
Year 3 1.50% p.a.
Year 4 1.50% p.a.
Year 5 1.50% p.a.
Year 6 and thereafter FHR24 + 0.90% p.a.

5-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Comes with1 FREE conversion after 30 months from 1st disbursement.

Fixed Deposits Home Rate (FHR24) refers to the prevailing 24 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR24 is 0.900% p.a

 

Bridging Loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the POSB Prime Rate which is currently at 4.25% per annum.

For fees and charges, please click here.

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