Online Promotions

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

2 Year Lock-in

Year 1 FHR8 + 1.38% p.a.
Year 2 FHR8 + 1.38% p.a.
Year 3 FHR8 + 1.38% p.a.
Year 4 and thereafter FHR8 + 1.38% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000 for completed private properties and HDB flats, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.


For purchase/ refinance of property
Fixed Rate Package

2 Year Lock-in

Year 1 2.28% p.a.
Year 2 2.28% p.a.
Year 3 FHR8 + 1.78% p.a.
Year 4 and thereafter FHR8 + 1.78% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000 for completed private properties and HDB flats, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.


For refinance of HDB flats
Fixed Deposit Home Rate (FHR)
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.38% p.a.
Year 2 FHR8 + 1.38% p.a.
Year 3 FHR8 + 1.38% p.a.
Year 4 and thereafter FHR8 + 1.38% p.a.


No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000, you could qualify for our online promotion. Full legal and valuation subsidies apply.

For refinance of HDB flats
Fixed Rate Package

2 Year Lock-in

Year 1 2.28% p.a.
Year 2 2.28% p.a.
Year 3 FHR8 + 1.78% p.a.
Year 4 and thereafter FHR8 + 1.78% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000, you could qualify for our online promotion. Full legal and valuation subsidies apply.

 

Completed Properties

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.70% p.a.
Year 2 FHR8 + 1.70% p.a.
Year 3 FHR8 + 1.70% p.a.
Year 4 and thereafter FHR8 + 1.70% p.a.

No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.


For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

2 Year Lock-in

Year 1 FHR8 + 1.58% p.a.
Year 2 FHR8 + 1.58% p.a.
Year 3 FHR8 + 1.58% p.a.
Year 4 and thereafter FHR8 + 1.58% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

For purchase/ refinance of property
Fixed Rate Package

2 Year Lock-in

Year 1 2.28% p.a.
Year 2 2.28% p.a.
Year 3 FHR8 + 1.78% p.a.
Year 4 and thereafter FHR8 + 1.78% p.a.

2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

For purchase/ refinance of property
Fixed Rate Package

3 Year Lock-in

Year 1 2.48% p.a.
Year 2 2.48% p.a.
Year 3 2.48% p.a.
Year 4 and thereafter FHR8 + 1.98% p.a.

3-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.

 

Building Under Construction

For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.45% p.a.
Year 2 FHR8 + 1.45% p.a.
Year 3 FHR8 + 1.45% p.a.
Year 4 and thereafter FHR8 + 1.45% p.a.

No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum.

For fees and charges, please click here.

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