Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

The 2-year, 3-year and 5-year lock-in FHR packages come with a special interest rate cap to protect you against rising interest rate in the future.

2-Year Lock-in FHR6 + 0.80% p.a.

Year 1

FHR6 + 0.80% p.a. (Capped at 1.40% p.a.)

Year 2

FHR6 + 0.90% p.a. (Capped at 1.40% p.a.)

Year 3 and thereafter

FHR6 + 1.00% p.a.

Commitment period

2 Years

Minimum loan amount

S$500,000

Special feature

In the event of rate hikes, interest rate will be capped at 1.40% p.a. during Year 1 and 2.

2-Year Lock-in FHR6 + 0.90% p.a.

Year 1

FHR6 + 0.90% p.a. (Capped at 1.40% p.a.)

Year 2

FHR6 + 0.90% p.a. (Capped at 1.40% p.a.)

Year 3 and thereafter

FHR6 + 1.00% p.a.

Commitment period

2 Years

Minimum loan amount

S$100,000

Special feature

In the event of rate hikes, interest rate will be capped at 1.40% p.a. during Year 1 and 2.

5-Year Lock-in FHR6 + 0.80% p.a.

Year 1

FHR6 + 0.80% p.a. (Capped at 2.00% p.a.)

Year 2-5

FHR6 + 1.00% p.a. (Capped at 2.00% p.a.)

Year 6 and thereafter

FHR6 + 1.00% p.a.

Commitment period

5 Years

Minimum loan amount

S$100,000

Special features

  • In the event of rate hikes, interest rate will be capped at 2.00% p.a. during Year 1 to 5.
  • No Prepayment fees when you choose to partial prepay your loan.
  • Waiver of commitment fee when you sell the property.

No Lock FHR6 + 1.60% p.a.

Year 1 to Year 5

FHR6 + 1.60% p.a.

Year 6 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

2-Year Lock-in 3M SORA + 0.80% p.a.

Year 1 to Year 2

3M SORA + 0.80% p.a.

Year 3 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$500,000

 

Designed for customers who prefers stability and certainty in the monthly instalment.

2-Year Fixed 1.30% p.a.

Year 1 to Year 2

1.30% p.a.

Year 3 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

Special feature

1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost.

3-Year Fixed 1.40% p.a.

Year 1 to Year 3

1.40% p.a.

Year 4 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

Special feature

1 free conversion after 36 months from the date of first disbursement, so you can reprice your home loan at no cost.

5-Year Fixed-Flexi 1.68% p.a.

Year 1 to Year 5

1.68% p.a.

Year 6 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

Special features

  • 1 free conversion after 30 months from the date of first disbursement, so you can reprice your home loan at no cost.
  • Waiver of commitment fee when you sell the property.
  • No Prepayment fees when you choose to partial prepay your loan.
 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the POSB Prime Rate which is currently at 4.25% per annum.

For other fees and charges that may be applicable, please refer here.

Apply now