Eligibility for Credit Card Application

To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

What is the eligibility for Credit Card Application

Principal Credit Card
  • You need to be 21 to 70 years of age.
  • Minimum gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

    For Foreigners, please refer to the list of eligible work passes:
    • Employment Pass
    • S Pass
    • Personalised Employment Pass
    • Long Term Visit Pass with LOC
    • Tech. Pass
    • International Organisation Pass
  • You need to be at least 18 years old.
  • Only an existing Principal Card holder can apply for a supplementary card.
An alternative is to apply for a Secured Credit Card if Minimum Income Requirement is not met.
In order to apply for a secured credit card:
  • You need to be 21 to 70 years of age.
  • Maintain a SGD Fixed Deposit Account with a minimum of SGD$10,000 placement.
Please note that applications for a Secured Credit Card can only be done at a DBS/POSB Branch and subjected to approval.
Look for the nearest branch using our Branch Locator
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