At a Glance

Enjoy up to 10% cash rebates on your daily essentials

Every day is rewarding when you dine, shop online or purchase groceries!

Get bigger savings on your bills with up to 5% cash rebates

Paying for your recurring utilities and phone bills is now more rewarding!

Save up to 20.1% + earn 2% cash rebates on fuel

Fuel up at SPC petrol stations islandwide to get more savings!

Apply now

Get S$150 cashback, click here to find out more!

Even during uncertain times, every single day can be rewarding with the POSB Everyday Card.

It’s the easiest way to save as you spend on your everyday essentials and more, with up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping.


Features & Benefits

No minimum spend required to enjoy cash rebates on your daily essentials.

Up to 7%

Up to 5%

• 7% cash rebates1 at Sheng Siong.

Capped at Daily$30 per month.

• 5% cash rebates2 on utility bills.

Find out more

Capped at Daily$5 per month.

Transport & Fuel
Up to 20.1%

Up to 3%

• 20.1% fuel savings3 at SPC.

Find out more

• 2% cash rebates4 at SpeedyCare.

Find out more

No cap.

• 5% cash rebates5 on bus/MRT rides.

Find out more

Capped at Daily$5 per month.

• 3% cash rebates6 at Watsons.

• 3% cash rebates7 at Pet Lovers Centre (purchases above $15).

No cap.

Get 0.3% cash rebates on other spend!

Unlock bigger savings when you achieve qualified spend of S$800 in a calendar month!

Up to 10%

Up to 8%

• 10% cash rebates8 on online food delivery at foodpanda, Deliveroo and WhyQ.

• 3% cash rebates8 on other dining spend.

Find out more

Capped at Daily$15 per month.

• 5% cash rebates9 on online shopping at, Lazada, Qoo10, Shopee, RedMart, iHerb and Taobao.

Find out more

Capped at Daily$15 per month.

• 8% cash rebates10 at POPULAR and POPULAR Online Store.

Capped at Daily$15 per month.

Additional 2%

Up to 3%

• 2% cash rebates3 at SPC, on top of existing 20.1% fuel savings.

Find out more

Capped at Daily$15 per month.

• 3% cash rebates11 on phone bills.

Find out more

Capped at Daily$3 per month.

Terms and Conditions

Card Agreement and Fees


How it Works


Spend Amount

Cash Rebates Award

No Min Spend required

Cash Rebates Earned

Groceries from Sheng Siong




Ordering foodpanda





Dining out at restaurant





Petrol from SPC


(inclusive of 15% fuel savings for SPC&U & DBS/POSB Card)

Tier 1: 6%

Tier 2: 2%



Online shopping at Shopee





Utilities bills from SP Group




Telco bills from Singtel





Essentials from Watsons




Tickets to visit River Safari

(2 Adults, 1 Child)


(inclusive of 50% off discount)











Additional promotions you can enjoy stackable with the Features & Benefits above.





Shopee Electronics

S$8 off with S$100 spend

S$60 off with S$1,000 spend

S$50 off with S$500 spend (on 2.2, 3.3, 4.4, 5.5, 6.6)

S$25 off with S$250 spend every Tuesday

Valid till 30 Jun 2023


S$5 off with min. spend of S$100 every Saturday

Valid till 30 Jun 2023


Watsons Online Exclusive
S$8 off with min. spend of S$120 every Wednesday

3% cash rebates

Valid till 31 Mar 2023

Watsons Mega Savings Digital Coupons
POSB Everyday Card Watsons $5 off $60 digital coupon

Valid till 1 Mar 2023

Groceries & Fuel

Sheng Siong

Up to S$10 off

Valid till 31 Jan 2023

Sheng Siong Chinese New Year Spend & Redeem

Valid till 21 Jan 2023


Chinese New Year exclusive savings

Enjoy exclusive savings on Abalone Gift Sets at SPC Choices stores

Valid till 5 Feb 2023

Winners of the “Charge and travel for free” lucky draw

Congratulations to our 40 lucky winners! To find out if you’ve won, click here.


Sembcorp Power

Up to $88 savings

Valid till 31 Mar 2023

Tuas Power

Enjoy up to S$20 bill rebate

Valid till 5 Feb 2023


Enjoy up to S$190 savings

Valid till 28 Feb 2023

Travel & Attractions

Disney On Ice

Up to 12% savings

Valid till 28 Feb 2023

Mandai Wildlife Reserve

50% off admission tickets

Valid till 30 Jun 2023


More Card Services

Daily Redemption

  • Instantly redeem and offset your purchases with Daily$ at Sheng Siong, SPC, Watsons and Pet Lovers Centre.
  • Via DBS PayLah! App: Offset any of your purchases with Daily$ anytime, anywhere.
  • Via POSB iBanking: Offset your credit card bills, redeem Comfort/Citycab taxi vouchers or Krisflyer miles.
  • Via participating merchants’ mobile app/website.
DBS Apple Rewards Store




Temporarily unavailable.


Recurring Bill Payment


Never miss a payment and get rewarded when you consolidate your bills.

With POSB Recurring Bill Payment, it’s a breeze to pay your bills with your POSB Everyday Card!

Find out more


Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. Check the full list of documents required.

Age 21 years and above
Income S$30,000 and above per annum (Singaporean and PR)
S$45,000 and above per annum (Foreigner)
Annual Fees S$194.40 (Principal card)
S$97.20 (each Supplementary card)

Amount shown are inclusive of GST.

Annual Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

26.80% p.a. chargeable on daily basis (subject to compounding)

Note: All fees indicated are inclusive of GST where applicable.

DBS Cards - Rates and Fees


Apply now

Not a POSB Everyday Cardmember yet? Apply online now and you will be automatically registered to enjoy up to 10% rebates on your daily essentials. Download/log-in to the DBS PayLah! App for more details.

POSB Everyday Card

POSB Everyday Card

Apply for your first POSB Everyday Card by 31 Jan 2023 and get S$150 cashback! Click here to find out more!

From 1 November 2022 till 31 December 2022, get an additional S$50 SPC Voucher when you apply for the POSB Everyday Card.

The offers above are exclusive to customers who are currently not holding any Principal DBS/POSB Credit Card and have not cancelled any DBS/POSB Credit Card(s) within the last 12 months, terms and conditions apply.

Apply now

The simpler way to save while you spend on your daily essentials, so that you can beat inflation. Interested to find out about other ways to cope with inflation?

Learn more

Singpass logo

Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via Myinfo with Singpass.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Wallet when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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