At a Glance

Enjoy up to 10% cash rebates on your daily essentials when you dine, shop online or purchase groceries

Every day is rewarding when you dine, shop online or purchase groceries!

Get up to 50% off family attractions and other exclusive deals

Uncover unforgettable moments with your family and enjoy up to 50% off top attractions and other exclusive deals

Save up to 20.1% on fuel at SPC

Fuel up at SPC petrol stations islandwide to get more savings!

Apply now

Get S$388 cashback, click here to find out more!

Even during uncertain times, every single day can be rewarding with the POSB Everyday Card.

It’s the easiest way to save as you spend on your everyday essentials and more, with up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping.


Features & Benefits

No minimum spend required to enjoy cash rebates on the following categories.


Up to 3%

• 5% cash rebates1 at Sheng Siong.

Capped at Daily$30 per month.

• Up to 3% cash rebates2 on utility bills.

Find out more

Capped at up to Daily$3 per month.

Transport & Fuel
Up to 20.1%


• 20.1% fuel savings3 at SPC.

Find out more

• 2% cash rebates3 at SpeedyCare.

Find out more

No cap.

• 3% cash rebates4 at Pet Lovers Centre (purchases above S$15).

No cap.

Get 0.3% cash rebates on other eligible spend!

Unlock bigger savings on the following categories when you achieve qualified spend of S$800 in a calendar month!

Up to 10%

Up to 8%

• 10% cash rebates5 on online food delivery at foodpanda and Deliveroo.

• 3% cash rebates5 on other dining spend.

Find out more

Capped at Daily$15 per month.

• 5% cash rebates4 on online shopping at, Lazada, Qoo10, Shopee, RedMart and Taobao.

Find out more

Capped at Daily$15 per month.

• 8% cash rebates4 at POPULAR and POPULAR Online Store.

Capped at Daily$15 per month.


• 3% cash rebates6 on phone bills.

Find out more

Capped at Daily$3 per month.

Terms and Conditions

Card Agreement and Fees


How it Works




Additional promotions you can enjoy stackable with the Features & Benefits above.






S$1 off with min. S$10 spend

Valid till 31 July 2024. Capped at 12,500 redemptions monthly. Valid at all outlets except Yew Tee Point and Burlington Square.

Ichiban Boshi

Get a S$10 return voucher with every Festive Indulgence Set ordered

Valid till 26 February 2024


New Users: Additional S$4 off dining vouchers with min. S$15 spend
Promo Code: NEWDBS4

Existing Users: Additional S$6 off dining vouchers with min. S$90 spend
Promo Code: 6DBS

Valid till 31 March 2024


Get a S$5 Return Voucher with min. S$60 spend

Valid till 31 March 2024. While stocks last.

Din Tai Fung

Get a S$5 return voucher with min. S$88 spend.

Valid till 11 December 2024



Watsons x POSB Huat Huat Card
Earn S$15 Bonus Value with every purchase of S$100 Watsons Huat Huat Card.

Valid from 7 December 2023 - 31 January 2024


Up to S$5 off purchases

Valid till 31 December 2024

Groceries & Fuel

Sheng Siong

Sheng Siong CNY Spend & Redeem

Spend S$188 nett and get a FREE Abalone (worth S$29.80) and spend S$388 nett and get FREE CNY Gift set (worth S$69.80)

Valid from 5 January 2024 and while stocks last

Up to 15% savings at Sheng Siong in-stores
S$10 return voucher with min. spend S$100 (equivalent to 10%) + 5% cash rebates

Redemption valid till 29 February 2024


Win a Mercedes-Benz & over S$80,000 worth of SPC vouchers

2 x lucky draw chances with every S$50 nett spend at SPC with POSB Everyday Card

Valid from 1 December 2023 to 29 February 2024


SPC Chinese New Year 2024 Abalone Promotion

Receive additional discounts of up to S$10 on selected abalone sets from Abalone brands such as New Moon, Skylight and Super Grade Brand!

Valid till 29 February 2024


Tuas Power

Get up to S$120 bill rebates

29 February 2024


Enjoy up to S$180 savings

Valid till 29 February 2024

Travel & Attractions

Splashtopia @ Sentosa

Early Bird Promo:
25% off all ticket types
Promo Code: SPLASHPED25

Valid till 7 March 2024

Event dates: 8 – 31 March 2024
Venue: Sentosa Palawan Green

Mandai Wildlife Reserve

50% off admission tickets

Valid till 17 December 2024

Disney On Ice presents 100 Years Of Wonder

12% savings on tickets
Promo Code: PED12

Valid from 5 December 2023 to 3 March 2024

Immersive Disney Animation Experience

Enjoy 10% off tickets for all categories
One-time free date exchange
5% off + free lanyard or Sketch art with purchase at on-site merchandise store

Valid till 25 February 2024

S$100 off with min. S$800 spend on hotel bookings
Promo code: DBSHTL100

S$100 off with min. S$800 spend on flight bookings
Promo code: DBS100FLT

Valid till 31 December 2024


Daily$ Redemption

For every $1 cash rebate earned, you will earn 1 Daily$. There is no expiry for earned Daily$. You can check your available Daily$ via digibank Online and the DBS PayLah! app.


Redeem your Daily$ via the following methods.

Use your Daily$ to offset your purchase instantly in-stores at participating merchants below:

  • Sheng Siong
  • SPC
  • Watsons
  • Pet Lovers Centre

Offset any of your purchases with Daily$ anytime, anywhere.

Find out more

Offset your credit card bills or redeem Krisflyer miles.

Find out more

Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app.

DBS Apple Rewards Store



Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. Check the full list of documents required.

Age 21 years and above
Income S$30,000 and above per annum (Singaporean and PR)
S$45,000 and above per annum (Foreigner)
Annual Fees S$196.20 (Principal card)
S$98.10 (each Supplementary card)

Amount shown are inclusive of GST.

Annual Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

27.80% p.a. chargeable on daily basis (subject to compounding)

Note: All fees indicated are inclusive of GST where applicable.

DBS Cards - Rates and Fees


Apply now

Not a POSB Everyday Cardmember yet? Apply online now and you will be automatically registered to enjoy up to 10% rebates on your daily essentials. Download/log-in to the DBS PayLah! App for more details.

POSB Everyday Card

POSB Everyday Card

Get S$388 cashback, click here to find out more!

The offers above are exclusive to customers who are currently not holding any Principal DBS/POSB Credit Card and have not cancelled any DBS/POSB Credit Card(s) within the last 12 months, terms and conditions apply.

Apply now

The simpler way to save while you spend on your daily essentials, so that you can beat inflation. Interested to find out about other ways to cope with inflation?

Learn more

Singpass logo

Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via Myinfo with Singpass.

Recurring Bill Payment

Never miss a payment and get rewarded when you consolidate your bills. With POSB Recurring Bill Payment, it is a breeze to pay your bills with your POSB Everyday Card!

Learn more about POSB Recurring Bill Payment.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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