At a Glance

Enjoy up to 10% cash rebates on your daily essentials

Every day is rewarding when you dine, shop online or purchase groceries!

Get bigger savings on your bills with up to 5% cash rebates

Paying for your recurring utilities and phone bills is now more rewarding!

Save up to 20.1% + earn 2% cash rebates on fuel

Fuel up at SPC petrol stations islandwide to get more savings!

Apply now

Get S$150 cashback, click here to find out more!

Even during uncertain times, every single day can be rewarding with the POSB Everyday Card.

It’s the easiest way to save as you spend on your everyday essentials and more, with up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping.

 

Features & Benefits

No minimum spend required to enjoy cash rebates on your daily essentials.


Groceries
Up to 7%

Utilities
Up to 5%

• 7% cash rebates1 at Sheng Siong.

Capped at Daily$30 per month.

• 5% cash rebates2 on utility bills.

Find out more

Capped at Daily$5 per month.


Transport & Fuel
Up to 20.1% + 2% savings

Shopping
Up to 5%

• 20.1% + 2% fuel savings3 at SPC.

Find out more

• 2% cash rebates4 at SpeedyCare.

Find out more

No cap.

• 5% cash rebates5 on bus/MRT rides.

Find out more

Capped at Daily$5 per month.

• Up to 5% cash rebates6 at Watsons.

• 3% cash rebates7 at Pet Lovers Centre (purchases above $15).

No cap.


Get 0.3% cash rebates on other spend!

Unlock bigger savings when you achieve qualified spend of S$800 in a calendar month!


Dining
Up to 10%

Shopping
Up to 8%

• 10% cash rebates8 on online food delivery at foodpanda, Deliveroo and WhyQ.

• 3% cash rebates8 on other dining spend.

Find out more

Capped at Daily$15 per month.

• 5% cash rebates9 on online shopping at Amazon.sg, Lazada, Qoo10, Shopee, RedMart, iHerb and Taobao.

Find out more

Capped at Daily$15 per month.

• 8% cash rebates10 at POPULAR and POPULAR Online Store.

Capped at Daily$15 per month.


Fuel
Additional 2%

Telco
Up to 3%

• 2% cash rebates3 at SPC, on top of existing 20.1% fuel savings.

Find out more

Capped at Daily$15 per month.

• 3% cash rebates11 on phone bills.

Find out more

Capped at Daily$3 per month.


Terms and conditions

Card Agreement and Fees

 

How it Works

Categories

Spend Amount

Cash Rebates Award

No Min Spend required

Cash Rebates Earned

Groceries from Sheng Siong

$150

7%

$10.50

Ordering foodpanda

$80

10%

 

$8

Dining out at restaurant

$80

3%

 

$2.40

Petrol from SPC

$85

(inclusive of 15% fuel savings for SPC&U & DBS/POSB Card)

Tier 1: 6%

Tier 2: 2%

$5.10

$1.70

Online shopping at Shopee

 $300

5%

 

$15

Utilities bills from SP Group

$100

5%

$5

Telco bills from Singtel

$40

3%

 

$1.20

Essentials from Watsons

$30

3%

$0.90

Tickets to visit River Safari

(2 Adults, 1 Child)

$54

(inclusive of 50% off discount)

0.3%

$0.20

Total

$919

 

 

$50

 

 

Promotions

Additional promotions you can enjoy stackable with the Features & Benefits above.

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Shopping

Shopee

S$5 off with min. S$120 spend

S$12 off with min. S$120 spend on 10.10, 11.11, 12.12

Valid till 31 Dec 2022

Taobao

S$5 off with min. spend of S$100 every Saturday

Valid till 31 Dec 2022

Watsons

Watsons Online Exclusive
S$8 off with min. spend of S$120 every Wednesday

5% cash rebates

Valid till 31 Dec 2022

Watsons In-stores Christmas Promotion

S$5 POSB Watsons Cash Voucher with min. spend of S$80 upon completion of Watsons game card

Valid till 28 Dec 2022

POPULAR

Back to school
S$5 off min. spend S$100

Valid till 8 Jan 2023

Textbook Online
8% cash rebates

Valid till 9 Jan 2023

Groceries & Fuel

Sheng Siong

Online
Up to S$10 off

Valid till 31 Dec 2022

SPC

Win up to S$10,000 worth of Klook gift cards

Valid till 30 Nov 2022

Utilities

Tuas Power

Enjoy up to S$20 bill rebate

Valid till 4 Dec 2022

Geneco

Enjoy up to S$190 savings

Valid till 2 Jan 2023

Travel & Attractions

Disney On Ice

Up to 15% savings

Valid till 5 Dec 2022.

Mandai Wildlife Reserve

50% off admission tickets

10% off Breakfast in the Wild at Singapore Zoo’s Ah Meng Restaurant (Terrace)

Valid till 31 Dec 2022

Sentosa Fun Pass

20% off Sentosa Fun Pass Tokens

Valid till 31 Dec 2022

 

More Card Services

Daily Redemption

  • Instantly redeem and offset your purchases with Daily$ at Sheng Siong, SPC, Watsons and Pet Lovers Centre.
  • Via DBS PayLah! App: Offset any of your purchases with Daily$ anytime, anywhere.
  • Via POSB iBanking: Offset your credit card bills, redeem Comfort/Citycab taxi vouchers or Krisflyer miles.
  • Via participating merchants’ mobile app/website.
DBS Apple Rewards Store

 

Challenger

 

Temporarily unavailable.
WhyQ

 

Recurring Bill Payment

 

Never miss a payment and get rewarded when you consolidate your bills.

With POSB Recurring Bill Payment, it’s a breeze to pay your bills with your POSB Everyday Card!

Find out more

 

Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. Check the full list of documents required.

 
Age 21 years and above
Income S$30,000 and above per annum (Singaporean and PR)
S$45,000 and above per annum (Foreigner)
Annual Fees S$192.60 (Principal card)
S$96.30 (each Supplementary card)

Annual Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

26.80% p.a. chargeable on daily basis (subject to compounding)

DBS Cards - Rates and Fees

 

Apply now

Not a POSB Everyday Cardmember yet? Apply online now and you will be automatically registered to enjoy up to 10% rebates on your daily essentials. Download/log-in to the DBS PayLah! App for more details.

POSB Everyday Card

POSB Everyday Card

Apply for your first POSB Everyday Card by 31 Jan 2023 and get S$150 cashback! Click here to find out more!

From 1 November 2022 till 31 December 2022, get an additional S$50 SPC Voucher when you apply for the POSB Everyday Card.

The offers above are exclusive to customers who are currently not holding any Principal DBS/POSB Credit Card and have not cancelled any DBS/POSB Credit Card(s) within the last 12 months, terms and conditions apply.

Apply now


The simpler way to save while you spend on your daily essentials, so that you can beat inflation. Interested to find out about other ways to cope with inflation?

Learn more

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