At a Glance

Enjoy up to 2% cash rebate

On local contactless spend and online shopping!

Exclusive privileges with HomeTeamNS and PAssion memberships

Access to 5 HomeTeamNS Clubhouses and member rates for Community Club courses at PA outlets.

Up to 9% cash rebates with yuu Rewards Club

From 1 Oct 2023, enjoy upsized rewards equivalent to 18x yuu Points when you shop at all yuu merchants! Simply link your HomeTeamNS-Passion-POSB Debit Card to the yuu App and be rewarded when you spend.

HomeTeamNS-PAssion-POSB Debit Cardmembers with existing TapForMore Points can continue to offset points for purchases at Cold Storage, Giant, and Guardian. You can also convert your TapForMore Points to yuu Points in the yuu App.

TapForMore Points are valid for redemption/conversion till 30 Apr 2023.

For more information on yuu privileges, promotions and how to get started, click here.

The HomeTeamNS-Passion-POSB Debit Card will no longer be available for new applications from 18 January 2024.




Enjoy up to 2% cash rebate1 on your spend:

  • 2% cash rebate on local Mastercard® contactless spend (including bus/train rides via SimplyGo)
  • 1% cash rebate on online spend
  • 0.3% cash rebate on all other retail spend

1 Valid with a minimum spend of S$400 on the HomeTeamNS-PAssion-POSB Debit Card in the same calendar month. No minimum spend required for full time National Servicemen (NSF). Cash rebate is in the form of HomeTeamNS$ and can be redeemed at all HomeTeamNS Clubhouses and participating merchants. Click here for terms and conditions.

Get 1% cashback6 at Takashimaya Department Store and Takashimaya Square, B2.

6 No minimum spend required. Click here for terms and conditions.


Enjoy HomeTeamNS membership which comes with these privileges:

  • Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios Singapore, Adventure Cove Waterpark, S.E.A. Aquarium and more

Click here for more information on HomeTeamNS membership.

Enjoy PAssion membership2 which comes with these privileges:

  • Member rates for all Community Club courses, activities and facilities, and privileges at other PA outlets (Water-Venture Outlets, Chingay Parade and more)
  • Further 2% off member’s rate when payment is made with PAssion POSB Debit Card (via Mastercard®)
  • Discounts at over 2,000 PAssion Merchant outlets
  • Complimentary National Library Board Partner Membership which entitles you to borrow up to 20 library items3
  • Earn yuu Points at over 1,000 yuu merchant
  • Earn 50% more STAR$® at participating CapitaLand Malls4

Under the PAssion CARES initiative4, you can now earn yuu points when you tap your PAssion POSB Debit Card at the PAssion CARES terminals or scan the PAssion CARES QR Code located at selected community events. With every successful tap or scan, you will receive 10 yuu points. POSB and yuu Rewards club will contribute another 10 yuu points towards a good cause. Start doing your part for charity by tapping your card or scanning the PAssion CARES QR at these events!

Click here for more information on PAssion membership.

2 An activation period of 5 working days is required.
3 For Singaporeans and Singapore PRs only. Click here for terms and conditions.
4 Activation of the CapitaStar privilege through the CapitaStar app, or CapitaStar Self-service kiosks at participating malls is required.
5For more information on the PAssion CARES initiative, please log on to


Enjoy all the convenience in one card.

  • Sign for point-of-sale and online transactions at Mastercard® accepting merchants worldwide
  • Tap and go with Mastercard® contactless for purchases below S$200
  • Tap and SimplyGo! No more top-ups and skip the queues for your bus/train rides!
  • Pay for purchases at all NETS accepting merchants locally
  • Withdraw cash overseas conveniently from ATMs with the Cirrus logo

Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS Debit Card Agreement applies. For a copy of the DBS Debit Card Agreement, please visit here.

Click here for FAQ on HomeTeamNS-PAssion-POSB Debit Card.
Click here for FAQ on yuu Rewards Club
Click here for important notes.


Eligibility & Fees


You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account. Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record.

Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card.

HomeTeamNS members comprise:

Ordinary Member:
All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).

Associate Member:
All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs.


  • To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months.
  • Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account.
  • For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.


Membership Fee   5 years: S$100
10 years: S$150

More info

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

The total amount of cash that you can withdraw per day at both local and overseas ATMs is capped. This daily cash withdrawal limit applies regardless of the number of cards you have. Click here for details.

If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may set your debit card limit to $0 via digibank Online or Mobile. Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.

Useful Links

Click here for other Card Enquiries.

For more information, call 1800 339 6666 (Singapore) or +65 6339 6666 (Overseas).


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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