How to pick a loan

At a Glance

Identify the type of loans that suits your needs

Flexibility of having multiple loans to manage your cashflow better

Low interest rate with flexible repayment

Start here to find a loan solution

Work out the loan solution you need!

Preferred loan repayment period

What's your monthly income? (S$)

Please verify your entry.

You need a minimum income of S$1,700 to be eligible for a loan.

The loan solution you need is:

Cashline

Enter the amount you need

A minimum loan of S$1 is required.

DBS may grant such credit limit at its discretion, which may differ from what is requested.

Maximum loan amount

S$ 00.00

Here's your monthly interest repayment breakdown:

Cashline's interest rate (p.a.)

20.50% p.a.

Disclaimer: 20.50% per annum, effectively 0.08% per day. Interest rates may differ.

Your Cashline interest payable for 30 days

S$ 00.00

If you're using your credit card:

Your credit card interest rate

24.00% p.a.

Your credit card interest payable for 30 days

S$ 00.00

Your potential savings with Cashline vs Credit Card for 30 days

S$ 00.00

If you have an existing Cashline account.

If you do not have a Cashline account.

Apply now

Balance Transfer

I would like to borrow

Please verify your entry.

A minimum loan of S$500 is required.

Maximum loan amount

S$ 00.00

Your loan repayment breakdown:

Tenure	Compare repayment breakdown
One-time administration fee	S$ 00.00 Based on 0% admin rate	S$ 00.00 Based on 0% admin rate	S$ 00.00 Based on 0% admin rate
Interest payable with Balance Transfer (0% p.a.)	S$ 0.00	S$ 0.00	S$ 0.00
Effective Interest Rate (EIR) ^*	12.50%	12.50%	2.00%
Min. payment per month ^{^}	S$ 0.00	S$ 0.00	S$ 0.00
Interest payable on your credit card (24% p.a.)	S$ 00.00	S$ 00.00	S$ 00.00
Your savings with Balance Transfer vs. Credit Card	S$ 00.00	S$ 00.00	S$ 00.00

^* The Effective Interest Rate is calculated taking into consideration the administration fee, and is based on the assumption of a minimum monthly payment of 2.50% for Cashline / 3.00% for DBS/POSB Credit Card(s) of the outstanding and full payment in the final month of the promotional period.

^{^} The minimum payment is S$50 or 3.00% of the statement balance, whichever is higher.

Personal Loan

Your ideal monthly repayment amount

Please verify your entry.

A minimum monthly repayment amount of S$45 is required.

Maximum loan amount

S$ 00.00

Tenure	Compare your term period	1 Year	2 Years	3 Years	4 Years
Max loan Loan amount	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00
Interest rate (p.a.)*	- %	- %	- %	- %	- %
Effective interest rate (p.a.)	- %	- %	- %	- %	- %
One-time processing fee (1%)	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00
Monthly repayment^	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00

^* The interest rate and processing fee offered to you is based on your personal credit profile and may differ from the published rate and rate offered to other borrowers. Please refer to the actual rate in the online application form.

^{^} The monthly and total repayment amount shown is only an estimation and may differ due to rounding differences. The actual monthly repayment will be indicated in the letter mailed to you upon approval of your loan.

The loan solution you need is:

Further Study Assist

Enter the amount you need

Please verify your entry.

Processing fee (2.50%)

S$ 00.00

Processing will be deducted upfront upon first disbursement.

Disbursement Amount

S$ 00.00

Preferred loan repayment period

Loan interest rate (p.a.)

0.00%

How many disbursements do you need?

Please verify your entry.

Instructions:

Total disbursement amount should match the loan amount indicated.
Month of disbursement should be in sequence with no duplicates.
Total number of disbursement should match what was indicated.

Disbursement	Month of Disbursement (in sequence)	Disbursement Amount (S$)	Instalment Effective from Month	Estimated/ Revised Monthly instalment*
1st (incl. processing fee)	0	S$	1	S$ 0.00
Disbursement Total	0	S$ 0.00

^* The monthly and total repayment amount shown is only an estimation and may differ due to rounding differences. The actual monthly repayment will be indicated in the letter mailed to you upon approval of your loan.

Click here to learn more, or get in touch with us today.

Work out the loan solution you need!

What's your monthly income? (S$)

Please verify your entry.

Income requirement:
≥ S$30,000 p.a. < S$120,000 p.a.

What’s your estimated credit card and loans outstanding balances from all banks?

Please verify your entry.

To be eligible, your Balance to Income Ratio (BTI) must be more than 12x your monthly income.

Your Balance to Income Ratio (BTI) is
0x

Debt Consolidation Plan

Enjoy interest rates from as low as 3.58% p.a.

Preferred loan repayment period

Tenure	Compare your term period	1 Year	2 Years	3 Years	4 Years	5 Years	6 Years	7 Years
Loan Amount	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00
Monthly instalment	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00
Interest rate (p.a.) ^*	- %	- %	- %	- %	- %	- %	- %	- %
Effective interest rate (p.a.)	- %	- %	- %	- %	- %	- %	- %	- %
Processing fee ^{^}	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00
Total loan amount (with interest)	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00	S$ 0.00

Note:
^* The interest rate indicated is the lowest published rate and may differ from what is offered to you. The interest rate and fee offered to you will be displayed during your application and is based on your personal credit and income profile, subject to the bank’s discretion.
^* The interest rates used in this calculator and the amounts shown are for illustration purposes only.
^{^} Figures are for illustration only. Processing Fee is charged upfront together with your first monthly instalment.

Click here to learn more, or get in touch with us today.

Picking a loan based on repayment plansWe know everyone’s financial situation is different. So we’ve mapped out the different loans based on repayment terms, to guide you to the loan that’s the best fit.For more details on each solution, click a book on the map to go to the respective loan page.

Disclaimer: The interest rate and processing fee offered to you are based on your personal credit and income profile, which may differ from the published rates and the rates offered to other borrowers.