Grow your savings with SavvyEndowment 19! Enjoy guaranteed returns even as interest rates fall. Choose from 3-year or 4-year plans. Start from a low single premium commitment amount of just S$5,000. Limited tranche available.
At policy maturity, receive:
Any early termination of the policy before maturity can incur costs and the surrender value payable (if any) may be less than the total premiums paid. Find out more at POSB Insurance Important Notes.
Please refer to the 3-year plan and 4-year plan Sample Policy Contracts for their precise terms, conditions and exclusions
Get this plan
Get S$60 worth of eCapitaVouchers3 with a single premium amount of at least S$20,000.
Get S$30 worth of eCapitaVouchers3 with a single premium amount between S$15,000 to S$19,999.
Note:
Use SavvyEndowment 19 as one of your eligible transactions to unlock bonus interest with the DBS Multiplier Account and earn up to 4.1% p.a. on your savings. Find out more.
Footnotes:
1 For 3-year plan:The illustrated maturity yield of 2.73% p.a. includes a non-guaranteed maturity bonus of 0.15% p.a. based on the higher illustrated investment rate of return (IIRR) of 3.07% p.a.. The non-guaranteed maturity bonus will be 0.48% of the single premium.
Based on the lower IIRR of 2.83% p.a., the illustrated maturity yield is 2.58% p.a.. The non-guaranteed maturity bonus will be zero.
For 4-year plan: The illustrated maturity yield of 2.82% p.a. includes a non-guaranteed maturity bonus of 0.15% p.a. based on the higher IIRR of 3.08% p.a.. The non-guaranteed maturity bonus will be 0.64% of the single premium.
Based on the lower IIRR of 2.85% p.a., the illustrated maturity yield is 2.67% p.a.. The non-guaranteed maturity bonus will be zero.
As the maturity bonus rate and both IIRRs are not guaranteed, the actual benefits payable will vary according to the future performance of the Participating Fund of the policy. Figures are subject to rounding.
2 Not applicable to policies that have been altered.
3 Promotion till 31 January 2025. Terms and conditions apply.
DisclaimersThe information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.
In Collaboration with ManulifeSavvyEndowment 19 is issued and underwritten by Manulife (Singapore) Pte. Ltd. (“Manulife”) (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Deposit Insurance SchemeSingapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
POSB Insurance Important Notes
Important Information
Terms and Conditions Governing SRS
Deposits Insurance Scheme
Information is correct as at 9 Dec 2024.
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