Credit Card Payment Cut-off Times | POSB Singapore

Credit Card Payment Cut-off Times

Perform instant payment for your DBS/POSB Credit Cards via digibank. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO and Cheque.

Part of: Guides > Go Travel with POSB

Important information

SMS Banking services will cease progressively from February 2023.

Payment Cut-off Times

Payment Channel	Payment Crediting
digibank Online & digibank Mobile	Instant crediting
SMS Banking/ Phone Banking/ ATM	Next working day (if payment is made before 11.30pm from Mon-Sat, & before 8pm on the last working day of the month) Registration is required to make Minimum/ Full Payment via SMS Banking
AXS Stations	Next working day (if payment is made before 4.55pm from Mon-Fri). 2^nd working day (if payment is made after 4.55pm on Friday and on Weekends).
InterBank GIRO	3rd working day Set up a GIRO arrangement easily via digibank Online
Quick Cheque Deposit	3^rd working day, if the cheque is dropped before 1pm Cheque payable to 'DBS-Cards' Card Account number(s) and the corresponding amount(s) payable for each Card Account indicated at the back of the cheque
Cheque Mail-in	3^rd working day after we receive the cheque Cheque payable to 'DBS-Cards' Card Account number(s) and the corresponding amount(s) payable for each Card Account indicated at the back of the cheque Mail in your cheque to: DBS CARDS, Orchard Road P.O. BOX 360, Singapore 912312 or download a copy of the Business Reply Envelope

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