POSB Everyday Card
Get up to 10% cash rebates on your essentials and more, with the POSB Everyday Card.
POSB Everyday Card
At a Glance
Enjoy up to 10% cash rebates on your daily essentials
Every day is rewarding when you dine, shop online or purchase groceries!
Get bigger savings on your bills with up to 3% cash rebates
Paying for your recurring utilities and phone bills is now more rewarding!
Save up to 20.1% + earn 2% cash rebates on fuel
Fuel up at SPC petrol stations islandwide to get more savings!
Get S$150 cashback, click here to find out more!
Even during uncertain times, every single day can be rewarding with the POSB Everyday Card.
It’s the easiest way to save as you spend on your everyday essentials and more, with up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping.
Features & Benefits
No minimum spend required to enjoy cash rebates on the following categories.
 Groceries Up to 5% cash rebates |  Utilities Up to 3% cash rebates |
|---|---|
| • 5% cash rebates1 at Sheng Siong. Capped at Daily$30 per month. | • Up to 3% cash rebates2 on utility bills. Find out moreCapped at up to Daily$3 per month. |
 Transport & Fuel Up to 20.1% |  Shopping Up to 3% |
|---|---|
| • 20.1% fuel savings3 at SPC. Find out more• 2% cash rebates4 at SpeedyCare. Find out moreNo cap. | • 3% cash rebates5 at Watsons. • 3% cash rebates6 at Pet Lovers Centre (purchases above $15). No cap. |
Get 0.3% cash rebates on other spend!
Unlock bigger savings on the following categories when you achieve qualified spend of S$800 in a calendar month!
 Dining Up to 10% | Shopping Up to 8% |
|---|---|
| • 10% cash rebates7 on online food delivery at foodpanda, Deliveroo and WhyQ. • 3% cash rebates7 on other dining spend. Find out moreCapped at Daily$15 per month. | • 5% cash rebates8 on online shopping at Amazon.sg, Lazada, Qoo10, Shopee, RedMart, iHerb and Taobao. Find out moreCapped at Daily$15 per month. • 8% cash rebates9 at POPULAR and POPULAR Online Store. Capped at Daily$15 per month. |
Fuel Additional 2% |  Telco Up to 3% |
|---|---|
| • 2% cash rebates3 at SPC, on top of existing 20.1% fuel savings. Find out moreCapped at Daily$15 per month. | • 3% cash rebates10 on phone bills. Find out moreCapped at Daily$3 per month. |
How it Works
| Categories | Spend Amount | Cash Rebates Award | No Min Spend required | Cash Rebates Earned |
|---|---|---|---|---|
| Groceries from Sheng Siong | $150 | 5% | ✔ | $7.50 |
| Ordering foodpanda | $80 | 10% | $8 | |
| Dining out at restaurant | $80 | 3% | $2.40 | |
| Petrol from SPC | $85 (inclusive of 15% fuel savings for SPC&U & DBS/POSB Card) | Tier 1: 6% Tier 2: 2% | ✔ | $5.10 $1.70 |
| Online shopping at Shopee | $300 | 5% | $15 | |
| Utilities bills from SP Group | $100 | 3% | ✔ | $3 |
| Telco bills from Singtel | $40 | 3% | $1.20 | |
| Essentials from Watsons | $30 | 3% | ✔ | $0.90 |
| Tickets to visit River Safari (2 Adults, 1 Child) | $54 (inclusive of 50% off discount) | 0.3% | ✔ | $0.20 |
| Total | $919 |
| $45 |
Promotions
Additional promotions you can enjoy stackable with the Features & Benefits above.
Shopping
Shopee Electronics
S$8 off with S$100 spend
S$60 off with S$1,000 spend
S$50 off with S$500 spend (on 2.2, 3.3, 4.4, 5.5, 6.6)
S$25 off with S$250 spend every Tuesday
Valid till 30 Jun 2023
Watsons
Watsons Online Exclusive
S$8 off with min. spend of S$120 every Wednesday
3% cash rebates
Valid till 31 Mar 2023
Groceries & Fuel
SPC
“Spruce up your home for free” lucky draw
Every S$50 nett spend gets you one lucky draw chance.
30 lucky winners will each win
up to S$6,000 worth of
Harvey Norman Gift Cards.
Valid till 31 Mar 2023
Winners of the “Charge and travel for free” lucky draw
Congratulations to our 40 lucky winners! To find out if you’ve won, click here.
Utilities
Travel & Attractions
Daily$ Redemption
For every $1 cash rebate earned, you will earn 1 Daily$. There is no expiry for earned Daily$. You can check your available Daily$ via digibank Online and the DBS PayLah! app.
Redeem your Daily$ via the following methods.
Instant Daily$ redemption
Use your Daily$ to offset your purchase instantly in-stores at participating merchants below:
- Sheng Siong
- SPC
- Watsons
- Pet Lovers Centre
DBS PayLah!
Offset any of your purchases with Daily$ anytime, anywhere.
digibank Online
Offset your credit card bills or redeem Krisflyer miles.
Participating Merchants’ Website or Mobile App
Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app.
Challenger
Eligibility & Fees
Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. Check the full list of documents required.
| Age | 21 years and above |
| Income | S$30,000 and above per annum (Singaporean and PR) S$45,000 and above per annum (Foreigner) |
| Annual Fees | S$194.40 (Principal card) S$97.20 (each Supplementary card) Amount shown are inclusive of GST. |
| Annual Fee Waiver | 1 year |
| Late fee | S$100 (For outstanding balance above S$200) |
| Finance Charges | 26.80% p.a. chargeable on daily basis (subject to compounding) |
Note: All fees indicated are inclusive of GST where applicable.
Apply now
Not a POSB Everyday Cardmember yet? Apply online now and you will be automatically registered to enjoy up to 10% rebates on your daily essentials. Download/log-in to the DBS PayLah! App for more details.
 | POSB Everyday Card Get S$150 cashback, click here to find out more! The offers above are exclusive to customers who are currently not holding any Principal DBS/POSB Credit Card and have not cancelled any DBS/POSB Credit Card(s) within the last 12 months, terms and conditions apply. The simpler way to save while you spend on your daily essentials, so that you can beat inflation. Interested to find out about other ways to cope with inflation? |
 | Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via Myinfo with Singpass. |
Recurring Bill Payment
Never miss a payment and get rewarded when you consolidate your bills. With POSB Recurring Bill Payment, it is a breeze to pay your bills with your POSB Everyday Card!
Learn more about POSB Recurring Bill Payment.
Get more benefits with DBS PayLah! App
 | Maximise your Card RewardsBook rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’. *For full terms and conditions, click here. |
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