Privileges

Enjoy up to 2% cash rebate¹ on your spend:

• 2% cash rebate on local Mastercard^® contactless spend
• 1% cash rebate on online spend
• 0.3% cash rebate on all other retail spend

¹ Valid with a minimum spend of S$400 on the HomeTeamNS-PAssion-POSB Debit Card in the same calendar month. No minimum spend required for full time National Servicemen (NSF). Cash rebate is in the form of HomeTeamNS$ and can be redeemed at all HomeTeamNS Clubhouses and participating merchants. Click here for terms and conditions.

Enjoy HomeTeamNS membership which comes with these privileges:

• Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
• Exclusive handpicked Amazing Treatz and Birthday Treats offers
• Discounted passes to Universal Studios Singapore, Adventure Cove Waterpark, S.E.A. Aquarium and more

Click here for more information on HomeTeamNS membership.

Enjoy PAssion membership² which comes with these privileges:

• Member’s rate for all Community Club courses, activities and facilities, and privileges at other PA outlets (Water-Venture Outlets, Chingay Parade and more)
• Further 2% off member’s rate when payment is made with PAssion POSB Debit Card (via Mastercard^®)
• Discounts at over 1,000 PAssion Merchant outlets
• Complimentary National Library Board Partner Membership which entitles you to borrow up to 10 library items³
• Earn TapForMore points at Cold Storage, Market Place, Jasons, Giant and Guardian²
• Earn 50% more STAR$^® at participating CapitaLand Malls⁴

Click here for more information on PAssion membership.

² An activation period of 5 working days is required.
³ For Singaporeans and Singapore PRs only. Click here for terms and conditions.
⁴ Activation of the CapitaStar privilege through the CapitaStar app, www.capitastar.com.sg or CapitaStar Self-service kiosks at participating malls is required.

Enjoy 1-for-1 offers on the 10^th day of every month for Adventure Cove Waterpark, Gardens by the Bay, River Safari and many more. Click here for more information.

Get 1% cashback⁵ at Takashimaya Department Store and Takashimaya Square, B2.

⁵ No minimum spend required. Click here for terms and conditions.

Enjoy all the convenience in one card.

• Sign for point-of-sale, online, phone and mail order transactions at Mastercard^® accepting merchants worldwide
• Tap and go with Mastercard^® contactless for purchases below S$100
• Pay for purchases at all NETS accepting merchants locally
• Withdraw cash overseas conveniently from ATMs with the Cirrus logo
• Commute on buses, MRT/LRT and taxis

Eligibility & Fees

You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account. Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record.

Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card.

HomeTeamNS members comprise:

Ordinary Member:
All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).

Associate Member:
All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs.

Note:

• To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months.
• Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account.
• For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

• Change ATM Card Limit
• Change Debit Card Spending Limit
• Overseas Withdrawal Charges

Click here for other Card Enquiries.