Debit Cards

HomeTeamNS-PAssion-POSB Debit Card

Exclusive HomeTeamNS and PAssion benefits with up to 2% cash rebate!

Earn up to 2% cash rebate on your spend and enjoy exclusive HomeTeamNS and PAssion membership benefits. Plus, get up to S$10 cashback^* when you apply via digital channels and charge S$200 to your new HomeTeamNS-PAssion-POSB Debit Card.

Apply now

^*Limited to the first 1,000 digital applications every month. Promotion is valid from 1 April 2017 to 31 December 2017. Click here for terms and conditions.

More ways to earn cash rebate

Simply spend a min. of S$400¹ on Mastercard^® in a calendar month to qualify for:

2% cash rebate² on your local Mastercard contactless transactions
1% cash rebate² on online transactions
0.3% cash rebate² on all other retail transactions

¹No minimum spend required for full time National Servicemen (NSF).
²Cash rebate will be credited to the Cardmember's Card account in the form of HomeTeamNS$ within 90 days of the following month and can be redeemed at all HomeTeamNS clubhouses and participating merchants. Other terms apply.

HomeTeamNS Benefits

Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
Exclusive handpicked Amazing Treatz and Birthday Treats offers
Discounted passes to Universal Studios, Adventure Cove Waterpark, S.E.A. Aquarium & more

For more information on HomeTeamNS benefits, please visit www.HomeTeamNS.sg.

PAssion Benefits

Exclusive offers¹ on the 10th day of every month where you can enjoy 1-for-1 passes to selected local attractions
1% Cashback² at Takashimaya Department Store and Takashimaya Square, B2
Earn 1.5X STAR$³ when you shop at participating CapitaMalls
Earn TapForMore points⁴ at Cold Storage, Market Place, Giant and Guardian Health & Beauty stores
Exclusive privileges⁴ at all Community Clubs and other PA outlets island wide
Complimentary National Library Board Partner Membership for 5 years⁵

¹ Download DBS Lifestyle app or click here to find out more.
² Valid from 1 May 2017 - 30 April 2018. Click here for full terms and conditions.
³ Activate your CAPITASTAR privilege at www.capitastar.com.sg or CAPITASTAR Self-Service Kiosks at participating malls.
⁴ An activation period of 5 working days is required.
⁵ For Singaporeans and Singapore PRs only. Terms and conditions apply. An activation period of 5 working days is required.

For more information on PAssion benefits, please visit www.pa.gov.sg.

Other Benefits

Dining and shopping privileges at over 3,000 merchants across HomeTeamNS, PAssion & POSB/DBS participating merchants
Enjoy contactless mode of payment with Mastercard contactless
Easy travel on buses, MRT/LRT and taxis with EZ-Link CEPAS
Pay for your purchases by using your PIN locally and overseas (e.g. NETS)
Sign for point-of-sale, online, phone and mail order transactions at Mastercard accepting merchants worldwide

Eligibility	You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account. Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record. Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card. HomeTeamNS members comprise: Ordinary Member: All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF). Associate Member: All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs. Note: To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months. Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account. For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.
Membership Fee	5 years: S$100 10 years: S$150
Card Usage Limits	The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively. To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.
Useful Links	Change ATM Card Limit Change Debit Card Spending Limit Overseas Withdrawal Charges Click here for other Card Enquiries.

Get S$10 cashback when you apply now. Limited to the first 1,000 digital applications every month. Promotion is valid from 1 April 2017 to 31 December 2017.

Find out more

How to Apply

Apply now

Please note that you must be an existing HomeTeamNS membership and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.

If you do not have a bank account with us, please click here to open an account online or visit any of our branches.
If you do not have a HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses to sign up.

Note: For first-time HomeTeamNS membership sign up, proof of eligibility/supporting document is required to be presented. Upfront cash/NETS payment for the prevailing one-time membership fees (either 5-year term at S$100 or 10-year term at S$150) is required.

Click here for FAQ on HomeTeamNS-PAssion-POSB Debit Card.
Click here for important notes.