Application of HomeTeamNS-PAssion-POSB Debit Card is currently unavailable.


At a Glance

Up to 2% rebate on your spend


Exclusive privileges with HomeTeamNS and PAssion memberships


1-for-1 offers on 10th day of every month

to selected attractions and more



Enjoy up to 2% cash rebate1 on your spend:

  • 2% cash rebate on local Mastercard® contactless spend (including bus/train rides via SimplyGo)
  • 1% cash rebate on online spend
  • 0.3% cash rebate on all other retail spend

1 Valid with a minimum spend of S$400 on the HomeTeamNS-PAssion-POSB Debit Card in the same calendar month. No minimum spend required for full time National Servicemen (NSF). Cash rebate is in the form of HomeTeamNS$ and can be redeemed at all HomeTeamNS Clubhouses and participating merchants. Click here for terms and conditions.

Enjoy HomeTeamNS membership which comes with these privileges:

  • Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios Singapore, Adventure Cove Waterpark, S.E.A. Aquarium and more

Click here for more information on HomeTeamNS membership.

Enjoy PAssion membership2 which comes with these privileges:

  • Member rates for all Community Club courses, activities and facilities, and privileges at other PA outlets (Water-Venture Outlets, Chingay Parade and more)
  • Further 2% off member’s rate when payment is made with PAssion POSB Debit Card (via Mastercard®)
  • Discounts at over 2,000 PAssion Merchant outlets
  • Complimentary National Library Board Partner Membership which entitles you to borrow up to 20 library items3
  • Earn TapForMore points at Cold Storage, Market Place, Jasons, Giant and Guardian2
  • Earn 50% more STAR$® at participating CapitaLand Malls4

Under the all-new PAssion CARES initiative5, you can now earn TapForMore points at selected community events when you tap your PAssion POSB Debit Card at the PAssion CARES terminals located at these events. With every successful tap, you will receive 7.5 TapForMore points. POSB and Dairy Farm Singapore Group will contribute another 7.5 TapForMore points towards a good cause. Start doing your part for charity by tapping your card at these events!

Click here for more information on PAssion membership.

2 An activation period of 5 working days is required.
3 For Singaporeans and Singapore PRs only. Click here for terms and conditions.
4 Activation of the CapitaStar privilege through the CapitaStar app, or CapitaStar Self-service kiosks at participating malls is required.
5For more information on the PAssion CARES initiative, please log on to

Enjoy 1-for-1 offers on the 10th day of every month for Adventure Cove Waterpark, Gardens by the Bay, River Safari and many more. Click here for more information.

Enjoy up to 50% off many more attractions and recreation all year round. Click here for more information.

Get 1% cashback6 at Takashimaya Department Store and Takashimaya Square, B2.

6 No minimum spend required. Click here for terms and conditions.

Enjoy all the convenience in one card.

  • Sign for point-of-sale and online transactions at Mastercard® accepting merchants worldwide
  • Tap and go with Mastercard® contactless for purchases below S$200
  • Tap and SimplyGo! No more top-ups and skip the queues for your bus/train rides!
  • Pay for purchases at all NETS accepting merchants locally
  • Withdraw cash overseas conveniently from ATMs with the Cirrus logo

Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS Debit Card Agreement applies. For a copy of the DBS Debit Card Agreement, please visit here.

Click here for FAQ on HomeTeamNS-PAssion-POSB Debit Card.
Click here for important notes.


Eligibility & Fees


You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account. Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record.

Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card.

HomeTeamNS members comprise:

Ordinary Member:
All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).

Associate Member:
All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs.


  • To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months.
  • Prevailing membership fees apply if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account.
  • For first-time applicant applying for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.


Membership Fee   5 years: S$100
10 years: S$150

More Info

Card Usage Limits:

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

Disabling Contactless transactions on your DBS/POSB Debit Card(s)

If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may set your debit card limit to $0 via digibank Online or Mobile. Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.

Overseas Use of Magnetic Stripe on your DBS/POSB Card:

If you have allowed the overseas use of magnetic stripe on your DBS/POSB Card(s), it is recommended that you set the magnetic stripe on your card(s) to disallow overseas use when you are in Singapore. With the magnetic stripe disabled for overseas use, the risk of unauthorised transactions being effected on the card will be reduced.

You may disallow overseas use of the magnetic stripe on your card(s) by sending the following SMS to 77767: Disable <space> overseas <space> card’s last 4 digits. (For example: Disable overseas 1234, where 1234 is the last 4 digits of your card number). You may also disallow the magnetic stripe on your card(s) via iBanking/digibank or any DBS/POSB ATM in Singapore.

Visit for more details.

Useful Links:

Click here for other Card Enquiries.

For more information, call 1800 339 6666 (Singapore) or +65 6339 6666 (Overseas).

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