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POSB Smart Buddy
At a Glance
Apply for the Smart Buddy to enjoy more features on the Smart Buddy Mobile App (i.e. Savings, Stamps, Allowance). Your child may tap to pay with Smart Buddy at the school bookshop or canteen (participating schools only) or any out-of-school merchants to minimise contact risk.
By applying for Smart Buddy, you’ll be receiving a Smart Buddy Payment Card (without watch). Alternatively, you may purchase a watch on www.eshoppenow.com. FREE Smart Buddy watches are only available at Smart Buddy Participating Primary Schools.
Check out the quick comparison of accepted payments.
|Accepted Payments||School Smartcard / |
|Smart Buddy |
|Top up required?||Yes||No|
|Deductions made from?||Card's stored value||Parent's bank account|
|Set spending limit?||No||Yes |
|Monitor expenses on Smart Buddy App||Transactions made in Smart Buddy Schools||All transactions |
(Both in & out of school)
|Disable card when lost?||Not available on Smart Buddy app||Yes |
(Child's Profile section)
Get started today by applying for Smart Buddy Card (without watch) !
Not keen on Smart Buddy?
Download Smart Buddy Mobile App to link your child’s School Smartcard / EZ-Link Card to view in-school transactions!
Note: The app is published by Network for Electronic Transfers (SG) Pte Ltd.
Receive an S$18 Ang Bao this Lunar New Year
Open a new My Account for your child online and deposit S$2,000 to get S$18 Lucky Ang Bao.
Promotion ends : 19 February 2022
About POSB Smart Buddy
POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels.
As a parent, enjoy greater convenience in managing your child’s allowance and daily expenses.
POSB Smart Buddy can give you some insights.
How does it work?
Smart Buddy Mobile App
- Manage daily allowance
- Monitor expenses*
- Track savings
- Auto-transfer to kid’s account
- Set alarms(s) or reminder(s)
*Includes Smart Buddy Watch/Card, School Smartcard and EZ-Link Card.
Smart Buddy Watch or Card
- Tap and pay
- Learn about budgeting
- Set Savings Goal
- Develop healthy habits
- Track fitness levels
About My Account for Kids
As the saying goes, good habits start young. My Account is the first deposit account that you can customise to meet your kids’ growing needs.
S$1 gift deposit1 to get them started
No minimum balance
No coin deposit fee2
Auto-transfer of unutilised allowance3
FREE POPULAR Membership4
You may opt to open a kid’s account when you apply for Smart Buddy!
- Gift Deposit for anyone below 21 years old.
- Waiver is limited to first 1000 pieces calendar month at the coin deposit machine until the child turns 16 years old.
- The new account will be automatically linked as a Smart Buddy crediting account.
- For child age below 16 years old at the point of account opening.
The Smart Buddy Pack will be delivered to the address tagged to the parent’s bank account within 7 - 14 working days (due to high volume) upon successful application. We seek your understanding during this period.
Need more information?
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.