Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


The following are deposit accounts which are eligible for deposit insurance coverage under the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. Any Singapore dollar deposit in this list held by an individual or a non-bank corporation will be insured up to the limits specified in the Act.


CPFIS and SRS Account Types

  • CPF Investment Account
  • Supplementary Retirement Scheme Account

Fixed Deposit Account Types

  • Fixed Deposit
  • Fixed Deposit - CPFIS
  • Time Deposit (for Private Bank and Treasures Private Clients)

Other Deposit Account Types

  • My Account
  • DBS Autosave Account
  • DBS Autosave Advantage Account
  • DBS Corporate Autosave
  • DBS Corporate Current Account (including DBS Educator's Account, DBS Business Account, DBS Entrepreneur's Account, DBS Digital Account, DBS Social Enterprise Package Account, Conveyancing Account, Escrow Services, DBS Current Account (EBM), MC/RH SGD Op Account, Current Acct (Waive Deposit Fee), MC/RH SGD Client Account, DBS Current Account (Annual Fee), ML SGD Op Account, Premium Corporate Account, Enterprise Savers, Customers’ Account)
  • DBS Corporate Multi-Currency Account
  • DBS Current Account
  • DBS eAutosave Account (including DBS eAutosave, DBS eAutosave Plus and DBS Expatriate eAutosave Plus)
  • DBS Expatriate Autosave Account
  • DBS Multi-Currency Autosave Account (including DBS Multi-Currency Autosave, DBS eMulti-Currency Autosave, DBS eMulti-Currency Autosave Plus, DBS Multi-Currency Autosave Plus, DBS Expatriate eMulti-Currency Autosave, DBS Expatriate eMulti-Currency Autosave Plus)
  • DBS Multiplier Account
  • DBS Notice Account
  • DBS Premium Financing Loan Account (For ANZ migrated customers to DBS)
  • DBS Savings Account
  • DBS Savings Plus Account
  • eMSA - Home
  • eMySavings Account +
  • eMySavings Account Rewards (eMSA Rewards)
  • Multi-Currency Settlement Account
  • POSB Child Development Account
  • POSB Current Account (including POSB eCurrent)
  • POSB eEveryday Savings Account
  • POSB eSavings Account
  • POSB Everyday Savings Account
  • POSBkids (including ePOSBkids)
  • POSB MySavings Account (including eMySavings Account, MSAkids Account - a joint MySavings Account for parents and child and 50-Plus MSA - a joint MySavings Account for grandparents and grandchild)
  • POSB Passbook Savings Account
  • POSB Payroll Account
  • POSB Work Permit Account (including POSB WP Companion Account)
  • POSB Savings - SPEP Account
  • POSB Save-As-You-Earn Account
  • POSB SAYE Account
  • POSB Bonus Interest Account