Billing Organisations & Locate Reference Numbers

GIRO Billing Organisation

These are the list of participating Billing Organisations (BOs) which you can apply for GIRO via digibank online. Please refer to the table below for the bill reference number of each GIRO BO.

GIRO application using Card and Pin can be made for BOs denoted with an *.For BOs not listed here, please obtain GIRO form from your BO, fill it up and submit directly to the billing Organisation. If you have not provided your signature, your paper GIRO application will be rejected. We recommend you to fill in the online GIRO application instead. If online GIRO application is not available, please provide your signature at our DBS/POSB branch.Click here to set up a GIRO arrangement. For more information on GIRO, you may wish to check out our Guide to GIRO Arrangements.

Brokerage / Securities Firms

Billing Organisation	Bill Reference Number	Field Length	Example
DBS Vickers Securities (Singapore) Pte Ltd	DBS Vickers Trading account number	7 Digits	80XX XXX Please indicate "0" for payment limit.

Country Clubs / Recreational Clubs

Billing Organisation	Bill Reference Number	Field Length	Example
67 Pall Mall Singapore Pte. Ltd.	Membership No.	9 Characters (all numeric)	012345678
SENTOSA GOLF CLUB	Membership Number	7 Alphanumeric Characters (Maximum)	A12345 / A12345X / AB1234
Singapore Swimming Club	Account No. with billing corporation as shown on statement	5 Characters (2 Alphabet 3 Digits)	TA123
Singapore Island Country Club	Club No. as provided by billing organisation	5 Characters (1 Alphabet 4 Digits)	A0123400 as A1234
Temasek Club	NRIC No. with Prefix	8 Characters (1 Alphabet 7 Digits)	S1234567A
The Keppel Club	Membership No.	6 Characters (2 Alphabet 4 Digits)	NG1234
Warren Golf & Country Club	Member's Club No. as shown on membership card or statement	9 Characters (2 Alphabet 6 Digits with a hyphen)	Social Member ST1234-00
	Member's Club No. as shown on membership card or statement	9 Characters (2 Alphabet 6 Digits with a hyphen)	Golfing, Ladies, Ordinary Member GF1234-00
	Member's Club No. as shown on membership card or statement	11 Characters (3 Alphabet 7 Digits with a hyphen)	Corporate Member CM0021N1-00

Credit Cards / DBS Cashline

Billing Organisation	Bill Reference Number	Field Length	Example
American Express Card	For credit cards (3762 1 xxx...), input first 11 digits of the card no (without Hyphens)	11 Digits	3762 123456 78901 input the bill reference no. as 37621234567
	For charge cards (3762 0 xxx...), input first 11 digits of the card no (without Hyphens)		3762 123456 78901 input the bill reference no. as 37621234567
	For corporate cards (3762 2 xxx...), input first 11 digits of the card no (without Hyphens)		3762 123456 78901 input the bill reference no. as 37621234567
DBS Cashline (information)	10-Digit DBS Cashline account no.	10 Digits	0821234567

Educational Institution

Billing Organisation	Bill Reference Number	Field Length	Example
Busy Bees Singapore	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Busy Bees @ work	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Brighton Montessori	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
JUST KIDS	DDA Reference should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Pat's Schoolhouse	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Odyssey Preschool	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
MOE Kindergartens	DDA Reference should be Birth Certificate number of enrolled MK child	9 Characters (2 Alphabets 7 digits)	T1234567A
Nanyang Polytechnic	Admission Number	7 Alphanumeric Characters	120899P
PAP Community Foundation (PCF)	DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO	12 characters	T1234567ACDA OR T1234567AGRO
Raffles Girls' School (Secondary)	NRIC or FIN as per Student ID	9 Characters (2 alphabets 7 digits)	T0812345Z G1954321A
Raffles Institution	NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S7812345I / F1234567J
SAFARI HOUSE PTE LTD	DDA Reference should be Child’s Birth Certificate along with indication of CDA or GRO	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Singapore American School Limited	Student ID number	5 characters	12345
Singapore Institute of Technology (SIT)	Student ID	7 Characters	1600101
Singapore Management University	NRIC or FIN as per Campus ID	9 Characters (2 Alphabet 7 digits)	S7712345I/F1234578A
Singapore Polytechnic	Student ID No.	7 Digits	2000001
Temasek Polytechnic	Admission Number	8 Alphanumeric Characters	2012345P
ZOO-PHONICS BT TIMAH	DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account	6	823451 OR 823452
ZOO-PHONICS ASIA	DDA Reference should be Child’s Student ID	5	82345

Government Agencies

Billing Organisation	Bill Reference Number	Field Length	Example
Health Promotion Board	Please refer to the DDA reference number that is included in your hiSG notification email.	7 Digits	1010123
IRAS - Income Tax*	NRIC or FIN No.	9 Characters	S7812345I / F1234567J
IRAS - Property Tax*	Reference No. provided by billing organisation	8 Characters	0357568G
KK HOSPITAL	Patient’s NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S7812345I / F1234567J
NHC Outpatient	Patient’s NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S1234567A / F1234567J
SENGKANG GENERAL HOSPITAL	Patient's NRIC or FIN or MRN No.	12 Characters (2 Alphabets 9 Digits)	S1234567A / F1234567J / X0123456789B
SG CORD BLOOD BANK	For CDA Reference Number (on top right of the invoice)	10 characters (pls omit hyphens)	For 12-345-12345, input as 1234512345
SG CORD BLOOD BANK	For Non CDA Add “N” prefix + Reference Number (on top right of the invoice)	11 characters (pls omit hyphens)	For 12-345-12345, input as N1234512345
SGHNEEDYPATIENTSFUND	NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S7812345I / F1234568J
Singapore Food Agency	Customer reference number, usually UEN, NRIC or FIN	10 characters (Max) (All in CAPS)	UEN: 201511111A NRIC/FIN: S1234567A
Singhealth Polyclinics	NRIC No. as per Bank Account Holder NRIC	9 Characters (2 Alphabets 7 Digits)	S1234567A
SNEC Outpatient	Patient’s NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S1234567A / F1234567J
WOODBRIDGE CHARITY	NRIC or FIN No.	9 Characters (2 Alphabet 7 Digits)	S1234567A / F1234567J

Insurance Companies

Billing Organisation	Bill Reference Number	Field Length	Example
AIA*	Insurance Policy No.	i. 10 Character Policy Format: X999999999 where the first character is an alphabet, followed by 9 numeric.	L123456780
		For Loan, replace the first alphabet as “R”, followed by 9 numeric.	R123456780
		For HealthShield policy with Essential Rider, please enter only the HealthShield policy number with prefix “H”.	H123456780
		ii. 9 Numeric Policy Format: 999999999 policy number should be ranged between 000014570 and 000926361	000014995 000335759
		For Loan, to add alphabet “R” as the first character, followed by 9 numeric.	R000123456
HSBC Life (Singapore) Pte. Ltd.	Policy No. with the billing organisation.	999999 where there are 6 digits X99999 where X can be 'H', M' or 'P' followed by 5 digits 00999999 where first 2 digits are 00, followed by 6 digits 99999999X where there are 8 digits followed by an alphabet 999-9999999 where the first digits can be 1, 3, 5, 6, 7 or 8 Alternatively, you may submit your GIRO applications via HSBC Life Singapore’s website at https://www.insurance.hsbclife.com.sg/payment/	012345 H12345 iii. 00112233 01234567E v. 501-2345678
CHINA LIFE INSURANCE (SINGAPORE) PTE. LTD.*	Insurance Policy No.	8 Digits	12345678
CHINA TAIPING INSURANCE (SINGAPORE) PTE. LTD.	10 digit Policy Number (Numeral) - Only Applicable for Life Insurance Policy	10 Digits	0123456789
Great Eastern Life*	Insurance Policy No.	8 or 10 Digits (Max)
Great American Insurance Company*	Policy Number	12 characters Example of policy number: PATRA00000000100 ^*Remove 1^st two characters and last two characters	TRA000000001
Manulife Singapore	Insurance Policy Number	(i) 10 digit policy format: 14XXXXXXXX (ii) 8 digit policy format: 70XXXXXX	14XXXXXXXX 24XXXXXXXX 10XXXXXX 70XXXXXX 80XXXXXX
MSIG Insurance (s) Pte Ltd*	Insurance Policy No.
Prudential Assurance*	Policy Number, NOT beginning with "7", "8", "I", "O" and "Q"	8 characters Policy Number	12345678 A1234567
Singlife (Health)*	MINDEF & MHA Group Insurance	0686xxxxxxxx where ‘xxxxxxxx” denotes your 8-digit Client Reference No	068612345678
	Public Officers Group Insurance	PGxxxxxxxx where ‘xxxxxxxx” denotes your 8-digit Client Reference No. (Letters all in Uppercase)	PG12345678
	Individual Health Policy	8-digit Policy No.	12345678
Singlife (Life)*	Individual Life Policy	8-alphanumeric Policy No.	12345678 A2345678
Tokio Marine Life Insurance*	Policy Number	5 to 8 characters	Life Insurance Policy No (5 to 8 Characters) i. 88888 where there are 5 digits ii. 888888 where there are 6 digits iii. 88888888 where there are 8 digits (inclusive of zeros in front) iv. XX8888 where XX can be IS, IM, ES, EM, TR or RR followed by 4 digits v. D9999999 starting with D followed by 7 digits

Other Agencies

Billing Organisation	Bill Reference Number	Field Length	Example
ABNK	NRIC or FIN No.	9 Characters	S7812345I / F1234567J
Canossaville Children and Community Services	- DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO - NRIC for Donation	12 Characters (5 Alphabets 7 digits)	T1234567ACDA or T1234567AGRO
Care for The Disabled Limited	NRIC No. with Prefix	9	S1234567A
Certis CISCO SafeBox	Account No as shown in the middle section of the SDB Agreement Form.	Up to 12 Digits	123456789012 / 12345678
CordLife Group Limited	Collection Kit no. for Child Development Accounts (CDA)	9 Characters (Alphanumeric, without hyphens)	For SG-0-012345, input as SG0012345
CordLife Group Limited	“N” prefix + Collection Kit no. for Non- CDA Accounts	10 Characters (Alphanumeric, without hyphens)	For SG-0-012345, input as NSG0012345
Credit Culture Pte Ltd	Customer GIRO reference number, starting with GI.	10 Characters (GI, followed by 4 numeric, followed by 4 alphanumeric)	GI180713A9
Fundbox Pte Ltd	Agreement No. as shown on the top left section of your Agreement Document	2 ALPHABET followed by 9 DIGITS	EK190502559
HitPay Payment Solution Pte Ltd	Please refer to DDA reference displayed on HitPay payment checkout page or included in email sent by HitPay Payment Solutions Pte Ltd	11	RP123456789
Metis Global SG	Trust Plan No.	10	RPRO12345S
NETS - NETS Cheque	NETS Cheque Ref. No.	12 Characters (12 Digits)	912345679999
NKF	Individual: NRIC/ FIN or Passport No.	11 Characters (Max)	S1234567A/ F1234567A
NTUC Membership	NRIC or FIN No.	9 Characters	S7812345I / F1234567J
PAP Community Foundation (PCF)	DDA reference should be elderly client NRIC	9 Characters	S1234567A
TECK WEI CREDIT PL	Vehicle Number	8 Characters (Alphanumerics)	SGK1234B / FE1234K
Toyota Financial	Agreement Number
UNIQCASH PTE LTD	NRIC or FIN	9 Characters (2 Alphabet 7 digits)	S0123456A / G1234567W

Telecommunications and Utilities

Billing Organisation	Bill Reference Number	Field Length	Example
ES Power by Environmental Solutions (Asia) Pte Ltd	Account No. as shown on the utilities invoice	7 digits. Account No. starting with “1”	1012345
FLO ENERGY SINGAPORE	Flo Account Number, as shown on the top right section of the Utilities invoice	10 characters (2 characters and 8 Digits)	SG01015099
Geneco - Seraya Energy	10 characters account number with prefix ‘GC’.	10 characters	GC1234567C
Keppel Electric Pte Ltd	Your Keppel Account No. If you do not have an Account No., refer to your welcome email	10 digits (Account No.) / 11 digits (Email Bill Reference No.)	1234567890 / 98765432101
M1 Limited	9 numeric digit "Account No" shown on the M1 Limited invoice	9 Numeric Digits
MyRepublic Pte Ltd	Customer Identification No. or NRIC No.	8 Characters (1 alphabet & 7 digits) or 9 characters (2 alphabets & 7 digits)	C1000000 / SXXXXXXXZ
Pacificlight Energy Pte Ltd	PLE Account No. as shown at the top right section of the Bill	8 Characters (8 numeric)	12345678
Singapore Telecommunications Ltd	Account No. with billing organisation as shown on statement	8 Digits
SP Services	Utilities Contract Account No. as shown at the top right section of the utilities invoice	10 Characters (9 Digits 1 Alphanumeric)	1234567890 / 123456789-
StarHub Ltd	Account No. with StarHub Ltd as displayed on your right hand corner of your bill	Numeric with decimals, ending with a letter.	Eg: 1.12345678A
Sembcorp Power Pte Ltd	Account No. with Sembcorp Power Pte Ltd as displayed on statement/invoice	10 Characters (1 Uppercase alphabet & 9 digits)	H123456782 / B000000018
Sunseap Energy Pte Ltd	Sunseap Account number as shown on top right of your invoice.	Sunseap Account number as shown on top right of your invoice.	23012345
Union Power Pte Ltd	MSSL Number	10 Digits / 13 Digits	9308014458 9308014458-013

Town Councils

Billing Organisation	Bill Reference Number	Field Length	Example
ALJUNIED-HOUGANG TC	Reference number (11-digit) shown on Statement.	12 characters (1 Alphabet and 11 Digits)	C00987654321
Marine Parade Town Council	Reference No. as show on statement	12 Characters (1 Alphabet 11 Digits)	C12345678900

Help & Support

Check out our guide to GIRO Arrangements here.

Help & Support

Useful Links

Others

Need Help?

Markets