At a Glance

Enjoy lifetime monthly income from end of 49th or 61st policy month up to age 120 based on chosen premium payment term

 

Choice of 3 or 5 years of premium payments

 

Get premiums waived upon total and permanent disability during your premium payment term, while your coverage continues

 


Live Chat

Chat with our friendly Wealth Planning Managers now (chat service is available from 9am to 6pm on Monday to Friday, excluding Public Holidays).

 

Features & Benefits

Regular stream of income

  • Enjoy lifetime monthly income1 from end of 49th or 61st policy month up to age 120 based on chosen premium payment term

Premium Payment Term

Income Payout Month

3 years End of 49th policy month
5 years End of 61st policy month
  • Receive maturity benefit upon policy maturity at age 120


Short financial commitment

  • Choice of 3 or 5 years of premium payments

Flexibility

  • Option to change the life insured2 (COL) to your loved ones

Peace of Mind

  • Be covered for death and terminal illness up to age 120
  • Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80
  • Get your premiums waived upon total and permanent disability during your premium payment term, while your coverage continues

Easy application with no health check-ups

  • Guaranteed acceptance with no health questions asked
 

How it works

Footnotes

Terms and conditions apply, please refer to respective Product Summaries for specific definitions.

Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on the illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12. Based on the illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
Aſter 2 policy years, the Policyowner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions.
Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 23 April 2023.

POSB Insurance Important Notes

 

Apply now

Chat with our friendly Wealth Planning Managers now. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)

Live Chat

Alternatively, you may leave your contact details and we will get in touch soon.

Contact me 

 

Get more Benefits

Earn bonus interest on your Multiplier Account with all Manulife protection or endowment plans distributed by POSB. Find out more.

  • No minimum regular or single premium amount
  • Pay with cash or SRS^
  • Earn bonus interest for 12 months consecutively

^Selected policies only

 

How to Claim

Please visit Manulife’s claim portal to view the list of documents required for submission and submit your claim online.

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