At a Glance

Enjoy a lifetime of monthly income from the end of 61^st policy month up to age 120

 

5 years of premium payments

 

Get premiums waived upon total and permanent disability during your premium payment term, while your coverage continues

 

Features & Benefits

Regular stream of income

• Enjoy lifetime monthly income¹ from the end of 61^st policy month up to age 120
• Receive maturity benefit upon policy maturity at age 120

Short financial commitment

• 5 years of premium payments

Flexibility

• Option to change the life insured² (COL) to your loved ones

Peace of Mind

• Be covered for death and terminal illness up to age 120
• Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80
• Get your premiums waived⁴ upon total and permanent disability during your premium payment term, while your coverage continues

Easy Application with No Health Check-ups

• Guaranteed acceptance with no health questions asked

How it works

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Footnotes

Terms and conditions apply, please refer to Product Summary for specific definitions.

¹ Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on the illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12, and based on the illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
² Aſter 2 policy years, the Policyowner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions.
³ Transfer of policy ownership via assignment is allowed anytime while the policy is in force.
⁴ Benefit for waiver of premium on total and permanent disability is up to the life insured’s 70th birthday.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 18 September 2022.

POSB Insurance Important Notes

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Get more Benefits

Earn bonus interest on your Multiplier Account with all Manulife protection or endowment plans distributed by POSB. Find out more.

• No minimum regular or single premium amount
• Pay with cash or SRS^
• Earn bonus interest for 12 months consecutively

^Selected policies only

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