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Manulife IncomeGen
A whole life insurance plan that gives you monthly payouts
Manulife IncomeGen
At a Glance
Enjoy lifetime monthly income from end of 49th or 61st policy month up to age 120 based on chosen premium payment term
Choice of 3 or 5 years of premium payments
Get premiums waived upon total and permanent disability during your premium payment term, while your coverage continues
Chat with our friendly Wealth Planning Managers now (chat service is available from 9am to 6pm on Monday to Friday, excluding Public Holidays).
Features & Benefits
Regular stream of income
- Enjoy lifetime monthly income1 from end of 49th or 61st policy month up to age 120 based on chosen premium payment term
| Premium Payment Term | Income Payout Month |
|---|---|
| 3 years | End of 49th policy month |
| 5 years | End of 61st policy month |
- Receive maturity benefit upon policy maturity at age 120
Short financial commitment
- Choice of 3 or 5 years of premium payments
Flexibility
- Option to change the life insured2 (COL) to your loved ones
Peace of Mind
- Be covered for death and terminal illness up to age 120
- Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80
- Get your premiums waived upon total and permanent disability during your premium payment term, while your coverage continues
Easy application with no health check-ups
- Guaranteed acceptance with no health questions asked
How it works
Footnotes
Terms and conditions apply, please refer to respective Product Summaries for specific definitions.
1 Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on the illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12. Based on the illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
2 Aſter 2 policy years, the Policyowner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions.
3 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 23 April 2023.
Apply now
Chat with our friendly Wealth Planning Managers now. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)
Alternatively, you may leave your contact details and we will get in touch soon.
Get more Benefits
Earn bonus interest on your Multiplier Account with all Manulife protection or endowment plans distributed by POSB. Find out more.
- No minimum regular or single premium amount
- Pay with cash or SRS^
- Earn bonus interest for 12 months consecutively
^Selected policies only
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