At a Glance

S$0 agency fees

 

Online application

 

Personal accident cover of S$60,000 per year

 


Your maid plays an important role in your household. So she needs the right coverage and protection. Choose Maid Protect – an affordable maid insurance plan underwritten by Chubb Insurance Singapore Limited.

 

Buy now

Save on agency fees by applying for maid insurance for your new / transfer maid or renew your maid insurance online.

By clicking the “Buy now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.

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Features & Benefits

Benefit Benefit Amount/Limit

1.

Personal Accident

A. Accidental Death

S$60,000

B. Accidental Permanent Disability

(Refer to the Accidental Permanent Disability Benefit Schedule for the applicable percentage of Sum Insured payable)

S$60,000 per year

 

C. Accidental Medical Expenses Reimbursement

(Sub-limit of S$100 for each Accidental Injury in respect of treatment by a Chinese Doctor or Chiropractor)

S$1,000

 

2.

Hospital and Surgical Expenses
(including Day Surgery, Pre-Hospitalisation Diagnostic Services and Post-Hospitalisation Follow-up Treatment)

S$15,000 per year

3.

Replacement Maid Expenses

S$500

4.

Wages and Levy Reimbursement

S$30 per day; up to a maximum of 30 days

5.

Repatriation Expenses

S$10,000

6.

Termination Expenses

S$300

7.

Special Grant

S$2,000

8.

Liability to Third Parties

S$5,000

9.

Maid’s Personal Belongings

S$300

10.

Insurance Guarantee Bond
(to Ministry of Manpower; not applicable if Your Maid is a Malaysian)

S$5,000


Optional Covers Benefit Amount/Limit

11.

Additional Hospital and
Surgical Expenses per year

Choice of: S$5,000, S$10,000 or S$15,000

12.

Waiver of Counter Indemnity for Insurance Guarantee Bond to MOM

S$5,000 (subject to an excess of S$250)

13.

Employer’s Liability

Choice of: S$300,000 or S$500,000

14.

Insurance Guarantee Bond
(to Philippine Overseas Labour Office, Singapore)

Choice of:
S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency)

 

Premium

26 months policy Premium

Basic Plan

S$246.10

Basic Plan with Waiver of Counter Indemnity

S$299.60


Optional Covers

Additional Hospital and Surgical Expenses per year

 

  • S$5,000

S$53.50

  • S$10,000
  • S$15,000

S$107.00
S$160.50

Employer’s Liability

 

  • S$300,000
  • S$500,000

S$26.75
S$37.45

Insurance Guarantee Bond
(as required by the Philippine Overseas Labour Office, Singapore)

 

  • S$2,000

S$48.15

  • S$7,000

S$80.25

The premium is inclusive of 7% GST.

 

How to renew

To renew your existing maid insurance, simply follow the steps below when you receive the Work Permit renewal notice from Ministry of Manpower (MOM). You should receive this renewal notice from MOM approximately 60 days before the expiry of your Maid’s existing Work Permit.


Step 1: Renew your maid insurance online

  • Click on the "Buy Now" button to apply.
  • Select “Renewal” and indicate the policy effective date as 1 day after the expiry of your Maid’s existing Work Permit.
  • Upon successful application, Chubb will transmit the Insurance Guarantee Bond details to MOM within 2 working days.

Step 2: Renew your Maid’s Work Permit online

  • Your Maid’s passport should be valid for at least 7 months from the expiry date of the existing Work Permit.
  • Once the Insurance Guarantee Bond’s details have been transmitted to MOM, you may log in at MOM’s website to access Work Permit Online to renew the Work Permit.
  • Uploaded the following documents in PDF format when submitting the Work Permit application online:
    • Personal particulars page of the Maid’s current passport/travel document, including amendment page(s) (if any)
    • Disembarkation/Embarkation card
    • Completed Work Permit renewal application form
    • Completed and signed Security Bond form

Step 3: Wait for the new Work Permit card

  • The new Work Permit (WP) card will be delivered to the address stated in the Work Permit application within 7 working days after the successful verification of the documents submitted.
  • Return the existing Work Permit card by mailing it to: Work Pass Division, Ministry of Manpower, 18 Havelock Road, Singapore 059764.
 

Frequently Asked Questions

It provides comprehensive insurance coverage for your maid, which includes benefits such as Accidental Death, Accident Permanent Disability or Accidental Medical Expenses Reimbursement due to Accidental Injury, Hospital and Surgical Expenses, Replacement Maid Expenses, Wages and Levy Reimbursement, Repatriation Expenses and other benefits. It also includes the mandatory Insurance Guarantee Bond to Singapore’s Ministry of Manpower (MOM).

Please refer to the Policy Wording – Benefits Table to find out more.


Yes, Maid Protect provides coverage in line with MOM’s revised requirements effective 1 October 2017. These are: Personal Accident cover of S$60,000 per year, Hospital and Surgical Expenses of at least S$15,000 per year and Insurance Guarantee Bond of S$5,000.


Yes, Maid Protect provides coverage of up to S$1,000 for outpatient medical treatments due to Accidental Injury. This includes treatments by a registered Chinese Doctor or Chiropractor, subject to a maximum of S$100 per Accidental Injury.


If the maid’s services are terminated due to Accidental Injury or Sickness which leads to the death of the maid, or if the doctor certifies that the maid is deemed medically unfit to perform the usual services as required of a maid, you may seek reimbursement of up to S$500 for the actual employment agency fees incurred in hiring a replacement maid within 90 days from the date of termination of employment of the previous maid.


The policy will pay a fixed sum of S$30 per day of up to a maximum of 30 consecutive days if the maid is hospitalised due to Accidental Injury or Sickness. Pre-existing medical conditions are not covered.


Chubb will transmit the details of the Insurance Guarantee Bond for the sum of S$5,000 serving as a security bond on your behalf to the MOM. As such, you do not need to pay the S$5,000 cash up front to the MOM when hiring a maid.

  • For new and transfer maid, Chubb will transmit your guarantee details to MOM within 14 days prior to the policy effective date.
  • For renewal maid, Chubb will transmit your guarantee details to MOM within 60 days prior to the policy effective date.

In the event that a demand is made by the MOM, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.

If you have chosen to enhance your plan with the optional cover of Waiver of Counter Indemnity, Chubb will first settle the payment and subsequently recover it from you up to the excess amount of S$250.


The Letter of Guarantee will be sent to you together with your policy documents. You are required to furnish it to the POLO, together with all other necessary documents as required.

In the event of a demand made by the POLO, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.


This applies only to the security bond of S$5,000 paid to MOM on your behalf. If you have chosen to enhance your plan with the optional cover of Waiver of Counter Indemnity, Chubb will waive their rights to recover the security bond of S$5,000 paid to MOM, subject to an excess amount of S$250 which will apply.


Maid Protect allows you to purchase additional optional covers. Please refer to the Benefits Table in the Policy Wording for a list of optional covers.


You may cancel the policy by giving Chubb 14 days’ notice in writing, provided full discharge is given to us by the relevant authorities in respect of the Insurance Guarantee Bond. If you cancel the policy, you will receive a short-period refund of the premiums paid for the unexpired period of insurance, subject to a minimum charge of S$50 which will be retained by Chubb. There will be no refund of premiums if the policy is cancelled for more than 180 days from the commencement date of insurance or if there has been a claim.


To submit a claim, please visit www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am to 5.00pm, excluding Public Holidays).


You may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am to 5.00pm, excluding Public Holidays) or send an email to dbscs.sg@chubb.com

 

Contact Us

Need help with your insurance?

  • Call Chubb’s Customer Service Hotline at 6398 8797 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.

Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the POSB website.

Disclaimers

Maid Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association or SDIC websites.

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