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myHome Protect
Protect your home against the unexpected with up to S$320,000 coverage.
myHome Protect
At a Glance
Get up to S$320,000 coverage against loss of or damage to home contents and renovations
Reimbursement of up to S$32,000 for alternative accommodation or loss of rent
Be insured up to S$1,000,000 for worldwide personal liability cover for the household
Receive 25% refund of premiums paid (excluding GST) at the end of every 12 consecutive months if you remain claim-free
Your home is your personal sanctuary. More importantly, it’s a place that holds precious memories. Safeguard your home with myHome Protect – an affordable home contents insurance plan underwritten by Chubb Insurance Singapore Limited.
Buy now
Get the comprehensive protection for your home now.
By clicking the “Buy now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.
Features & Benefits
|
| Choice of Plan (Sum Insured) | ||
|---|---|---|---|
| Classic | Premium | Ultimate | |
| Loss of or damage to Renovations | Up to S$90,000 | Up to S$130,000 | Up to S$190,000 |
| Loss of or damage to Contents | Up to S$40,000 | Up to S$100,000 | Up to S$130,000 |
| Covers physical loss of or damage to the Renovations and Contents caused by:
| Covered | ||
| Alternative Accommodation/ Loss of Rent
| Up to S$13,000 | Up to S$23,000 | Up to S$32,000 |
| Removal of Debris
| Up to S$2,500 | ||
| Cost of Temporary Protection
| Up to S$2,500 | ||
| Emergency Cash Allowance
| Up to S$500 | ||
| Emergency Replacement of Personal Computer
| Up to S$3,000 | ||
| Replacement of Locks & Keys
| Up to S$500 | ||
| Contents Temporarily Removed
| Limit per article – S$500; | ||
| Accidental Death of Domestic Pet (Cat or Dog) | Up to S$500 | ||
| Loss of Money
| Up to S$1,000 | ||
| Accidental Breakage of Mirrors & Glass | Up to S$500 | ||
| Deterioration of Frozen Food
| Up to S$500 | ||
| Automatic Reinstatement of Sum Insured Subject to Additional Premium | Available | ||
| Personal Legal Liability for the Whole Household
| Up to S$1,000,000 | ||
| Personal Legal Liability as a Tenant | Up to S$500,000; | ||
| Family Accidental Death Protection | Insured/Partner – S$10,000 each; | ||
| 24-hour Emergency Home Assist | Available | ||
| No Claim Bonus | 25% refund of the preceding 12 months' premium paid (excluding GST) if there is no claim | ||
We will not pay for:
- More than 30% of the Sum Insured on Contents in the aggregate in respect of Valuables. “Valuables” means jewellery, watches, furs, curios, works of art, antiques, stamps or coins collections and other collectable property, manuscripts, medals, items of gold, silver or other precious metals/precious stones.
- More than 5% of the Sum Insured on Contents for any one article except furniture, personal computers, audio and video equipment, pianos or organs.
- Loss of or damage to the renovations and contents while your Premises is unoccupied for more than 60 consecutive days.
Premium
You can choose from three plan types, all at an affordable premium that starts from as low as S$9.99 per month.
|
| Classic Plan | Premium Plan | Ultimate Plan |
|---|---|---|---|
| Monthly Premium | S$9.99 | S$18.55 | S$24.25 |
| Annual Premium | S$119.88 | S$222.60 | S$291.00 |
Premiums are inclusive of 7% GST.
Buy now
By clicking the “Buy now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.
Frequently Asked Question
I am currently renting a residential home. Can I buy myHome Protect?
Yes. In your capacity as a Tenant, myHome Protect provides coverage for your contents and personal belongings as well as those owned by your family members living in the same Premises.
Is purchasing myHome Protect necessary since I have been insured under a fire insurance policy when I took up my mortgage loan?
- A typical mortgage fire insurance policy generally provides coverage only for the Building structure and in certain cases a low amount of contents coverage.
- myHome Protect is a home contents insurance policy offering coverage for renovations and contents.
Is there a need for me to provide a detailed listing of the contents in my Premises?
No. You will need to choose the plan with the Sum Insured that represents the full value (as new) of your Contents and Renovations (including those of your family members residing with you).
If I am moving, what should I do as an Insured of myHome Protect?
Please update Chubb of your new home address as soon as possible and ensure that the coverage on your existing plan is adequate for the new Premises.
Under myHome Protect, what coverage is provided for my Renovations?
There is coverage for loss or damage to the improvement and additions within your Premises made by you as owner or by any former owner of your Premises in the form of fixtures and fittings (including flooring, built-in wardrobes and air-conditioners), but does not include any part of the Building structure.
I understand that there is a 25% No Claim Bonus offered under myHome Protect. Do I enjoy this benefit every year?
You will continue to enjoy a No Claim Bonus of 25% so long the monthly or yearly premiums are paid as and when due. In addition, you will also need to remain claim-free during the annual period of insurance. Should there be a claim for an event in that policy year, the No Claim Bonus will not apply for that policy year but will resume in the following annual period of insurance provided there is no claim for an event in the following policy year.
What is an Excess?
An Excess is the first amount of any claim that you have to bear.
For example:
Mary had her home contents damaged due to the bursting of water pipes. The claim amount is S$2,500.
- Excess amount is S$100.
- Claim payout is S$2,400 after deducting the Excess of S$100.
How do I make a claim?
Please submit your claims online at www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline and they will guide you in filing a claim.
I have more questions about myHome Protect. Who should I reach out to?
You may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays) or via email at dbscs.sg@chubb.com
Contact Us
Need help with your insurance?
- Call Chubb’s Customer Service Hotline at 6398 8797 (Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays) or via email at dbscs.sg@chubb.com.
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the POSB website.
Disclaimers
myHome Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.
You have a free look period of 30 days from the date you receive the Policy. If you decide to cancel the Policy within these 30 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association or SDIC websites.
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