Cashline Credit Limit Review
At a Glance
via Myinfo with Singpass
Hassle free application
Easy online submission with few steps
Greater spending power with higher limit
Unlock your financial flexibility
Recommended – Easier and faster application with no documents upload required!
How to increase Your Credit Limit on digibank:
Login to digibank online, click Apply
Under More Application Services, select Credit Limit Review
Indicate your Preferred Credit Limit
Retrieve your income data using Myinfo with Singpass
Verify and Submit your Credit Limit Review application
For Singapore Citizens and Permanent Residents
Singpass holders applying via Myinfo with Singpass, no documents are required.
* Income record/ documents must not be dated more than 3 months prior to date of application.
1 Your salary must be credited via GIRO, to your own DBS/POSB Account for the last 3 consecutive months and your current annual income meets our minimum income criteria. Salary credited into joint account will not be considered.
2 Monthly CPF contribution is subject to an income ceiling of $6,300 per month currently.
Simply Log in, Retrieve Myinfo with Singpass and Submit your application via DBS/POSB digibank online.
Credit limit review application using Singpass is only applicable on DBS/POSB digibank online.
If your account is already suspended, please visit: Reinstatement of Suspended account to update your income and uplift the suspension.
Control your budget easily by setting a spend limit for your credit cards. Use DBS Payment Controls to manage spending limits and secure your credit cards at all times.
Frequently Asked Questions
All principal cardholders can apply for Credit Limit Review. Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.
For supplementary card credit limit review, please apply here.
The credit limit granted will be subjected to the income documents submitted. If your latest income documents submitted reflect an increase in income based on our record, credit limit increase will be subject to our review.
Should your submitted income documents reflect a lower-earned income than what was previously declared, the existing Credit Card or Cashline limit will be reduced to reflect the prevailing earned income.
Review and revision of the combined Credit Card account(s) and/or unsecured credit facilities’ credit limit is conducted at DBS's absolute discretion.
S$30,000 to S$120,000
Up to 4X monthly income
Up to 10X monthly income
I have been granted a temporary credit limit increase and I have also applied for a permanent increase, when will my permanent credit limit be effective?
Any approved permanent credit limit increase will override the temporary credit limit increase.
You may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.
Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.
For supplementary card credit limit review, you may complete and mail the form which can be found here.
Alternatively, you may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.