Protect what matters most, first.
ProtectFirst covers 3 essential types of insurance coverage that you’ll need in 1 plan.

Critical illness1 coverage

Get a lump sum payout in the event of early to advanced stages of cancer, heart attack, stroke, liver failure or major organ/bone marrow transplant

Serious accident coverage

Tide through with:

  • Accidental Hospitalisation Benefit: additional payout in the event of an accident resulting in surgery and hospitalisation for at least 6 consecutive days
  • Accidental Death/ TPD Benefit: pays a lump sum in the event of accidental death/ total and permanent disability

Death coverage

Receive a lump sum payout in the event of death

Find out more about the features and exclusions of this policy.

Receive 30% discount on first year premium with ProtectFirst. Simply enter promo code ‘30PFFY’ on the Payment Details page during your application. Grab this exclusive deal, for a limited time only.

Apply now



It’s time to get your hands on ProtectFirst at an even smaller price tag. Receive 30% discount on first year premium, from 12 November 2023 to 30 November 2023 only!

Simply enter promo code ‘30PFFY’ on the Payment Details page during your application.

points promo discount

What’s more, earn up to 4.1% p.a. on your DBS Multiplier Account with ProtectFirst. No minimum regular premium amount and earn bonus interest for 12 months consecutively. Find out more.


Apply now

* Promotion till 30 November 2023. Terms & conditions apply.

Terms and conditions apply, please refer to Product Summary for specific definitions.

1 You will receive 100% of the critical illness (CI) coverage amount in the event of advanced stage cancer, heart attack, stroke, liver failure or major organ transplant. 25% of the CI coverage amount can be paid in advance for early or intermediate stage, and remaining CI coverage amount to be payable upon advanced stage. Once 100% of the CI sum insured has been paid, this benefit will terminate, and premium reduces.


The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

In Collaboration with Manulife

ProtectFirst is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites ( or

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

POSB Insurance Important Notes

Important Information


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